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Euro KASKO vs OSAGO: What's the Difference?

Protects YOUR car from damage

Modular system - choose what to insure

"New for old" replacement principle

Coverage even if you are at fault

Protection from natural disasters

Protection from malicious acts

Voluntary insurance

Save up to 70% compared to full CASCO

Protects others from YOUR liability

Fixed coverage

Mandatory for all car owners

Does NOT cover damage to your car

Does NOT apply if you are at fault

Limited payout amounts

Required by law

Fixed price for everyone