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  3. EUROKASKO: A Smart Alternative to New OSAGO Rates | Euroasia

EUROKASKO: A Smart Alternative to New OSAGO Rates | Euroasia

In anticipation of OSAGO tariff changes effective January 1, 2026, Euroasia Insurance introduces EUROKASKO as a ready-made solution for car owners who don’t want to wait and are ready to get extended protection today.

Problem: OSAGO does not cover your own losses

From January 1, 2026, OSAGO tariffs will increase significantly, but even the new insurance amount of 80 million UZS covers only the damage caused to other parties in an accident. Your own car remains unprotected.

Current OSAGO situation:

  • Tashkent: 56,000 UZS (limited) / 168,000 UZS (unlimited)

  • Regions: 40,000 UZS (limited) / 120,000 UZS (unlimited)

  • Coverage: only damage to third parties

  • Your car: not protected

New OSAGO tariffs from January 1, 2026:

Vehicle Type

Limited Drivers (Tashkent/Tashkent Region)

Limited Drivers (Other Regions)

Unlimited Drivers (Tashkent/Tashkent Region)

Unlimited Drivers (Other Regions)

Passenger car

192,000

160,000

384,000

320,000

Truck

336,000

280,000

672,000

560,000

Buses/minibuses

384,000

320,000

768,000

640,000

Trams, motorcycles, scooters, tractors, self-propelled machines

72,000

60,000

—

—

Important: Even with the new tariffs, OSAGO still covers only third-party damage. Your own car remains unprotected.

Solution: EUROKASKO – Protect your car today

EUROKASKO from Euroasia Insurance is a modular insurance system that protects your car from any damage: accidents, natural disasters, vandalism, theft.

Key advantages of EUROKASKO:

Flexible modular system – Choose only the parts of your car you want to protect:

Module

Coverage

Annual Cost

Front part

Hood, bumper, grille, headlights

600,000 UZS

Side parts

Doors, fenders, side windows

250,000 UZS

Windshield & roof

Windshield, roof, sunroof

200,000 UZS

Rear & side glass

All glass except windshield

200,000 UZS

Rear part

Trunk, rear bumper, taillights

250,000 UZS

Liability

Up to 10 million UZS

10,000 UZS

Accident

Up to 25 million UZS

25,000 UZS

Economic benefits:

For Tashkent:

  • New OSAGO (limited): 192,000 UZS

  • EUROKASKO (windshield): 200,000 UZS

  • Difference: just +8,000 UZS for full glass protection

For regions:

  • New OSAGO (limited): 160,000 UZS

  • EUROKASKO (windshield): 200,000 UZS

  • Difference: only +40,000 UZS for all-risk protection

For unlimited OSAGO:

  • Tashkent: 384,000 UZS – enough for almost two EUROKASKO modules

  • Regions: 320,000 UZS – enough for full glass & side protection

Immediate availability:

  • Apply online in 3 minutes

  • Policy active in 3 days

  • Coverage up to 100 million UZS

  • Even covers accidents where you are at fault

Real cases – when EUROKASKO saves your budget:

Case 1: Broken windshield

  • OSAGO: 0 UZS (not covered)

  • EUROKASKO: up to 2,000,000 UZS

  • Module cost: 200,000 UZS/year

Case 2: Scratched door in parking lot

  • OSAGO: 0 UZS (culprit not found)

  • EUROKASKO: up to 2,500,000 UZS

  • Module cost: 250,000 UZS/year

Case 3: Tree fell, damaging hood and roof

  • OSAGO: 0 UZS (no natural disaster coverage)

  • EUROKASKO: up to 8,000,000 UZS

  • Modules cost: 800,000 UZS/year

Why EUROKASKO is smarter than waiting for new OSAGO tariffs:

  • Option 1: Wait for new OSAGO

    • Cost: 160,000–384,000 UZS

    • Protection for your car: 0%

    • Waiting: until January 2026

  • Option 2: EUROKASKO today

    • Cost: from 200,000 UZS

    • Protection for your car: 100%

    • Available: in 3 days

For different drivers:

  • Young drivers: “Side parts” module for 250,000 UZS protects against costly door/fender repairs.

  • Family cars: “Windshield” module for 200,000 UZS – most popular choice.

  • Premium cars: Full EUROKASKO package (1,500,000 UZS) is cheaper than one major repair.

Management comment:

“We see car owners concerned about the upcoming OSAGO tariff increases, but many don’t realize that even the new tariffs won’t protect their own cars,” says a Euroasia Insurance representative. “EUROKASKO solves this problem today by offering real protection at an affordable price.”

“Our modular system lets every car owner create personalized coverage. Some only insure glass for 200,000 UZS/year, others choose full protection. The choice is always with the customer.”

Conclusion – Time to act:

While some car owners wait for OSAGO changes, smart drivers already protect their cars with EUROKASKO. For a price comparable to new OSAGO tariffs, you get real protection for your own car today.

Contact information:

Euroasia Insurance

  • Website: https://eai.uz

  • Phone: 1147 (24/7)

  • Email: info@eai.uz

  • Social media: https://instagram.com/eai.uz

Euroasia Insurance – 25 years of reliability, Moody’s B2 international rating, more than 150,000 satisfied customers nationwide.

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