Car Insurance in Tashkent and Uzbekistan

Buy OSAGO or KASKO policy in 5 minutes.

Fast, reliable, profitable! Reliable protection of your car with EUROASIA Insurance. Online registration in 5 minutes, best prices and fast payouts.

Best rates in Tashkent
50,000+ Clients
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In the Uzbek language
Insurance claim payouts
Within 15 days
Car insurance

Next-gen insurance for today's drivers

  • OSAGO

    Compulsory third-party liability insurance for vehicle owners (CTPL). Protects your liability to third parties in an accident.

    from 20,000 UZS

    Learn More
  • KASKO

    The policy covers your car repair costs regardless of who is at fault in the accident – you, another driver, or even if the culprit fled.

    from 900,000 UZS

    Learn More
  • Euro KASKO

    A unique insurance builder where you choose which parts of the car to insure and against which risks.

    Customizable Price

    Learn More

Advantages of Car Insurance with EUROASIA Insurance

  • Quick Registration

    Get your insurance online in 5 minutes. No office visits or queues.

  • Competitive Prices

    Competitive rates and flexible pricing. Discounts for loyal customers.

  • Reliability

    25+ years in the market. International ratings and payment guarantees.

  • Mobile Application

    Manage your insurance, call for help, and submit claims through the app.

  • 24/7 Support

    Round-the-clock technical assistance and prompt claims settlement.

  • International Experience

    Part of an international holding with proven quality standards.

OSAGO vs KASKO vs EURO ASCO: A Complete Comparison

Understanding the differences will help you make the right decision to protect your vehicle

OSAGO

Compulsory

Full KASKO

Voluntary

Euro KASKO

Constructor

Main Purpose of Insurance

What it protects
Protects OTHERS from your liability
Protects YOUR car completely
Protects SELECTED parts of your car
Who gets the payout
To third parties affected by your actions
To you (the car owner)
To you (the car owner)
Obligation
Mandatory by law
Voluntary
Voluntary

Cost and Conditions

Cost per year
40,000 - 200,000 soum
1.3-2.2% of the car's value
0.2-3% of the selected modules
Flexibility of choice
Standard terms
Only full coverage
7 modules to choose from
Savings
The cheapest, but limited
The most expensive, full protection
Up to 70% savings compared to Full KASKO

Damage Coverage

Damage to your car
NOT covered
Full coverage
Selected parts
If you are at fault in an accident
Does NOT apply to you
Full coverage
Coverage for selected parts
Natural disasters
NOT covered
Full coverage
Coverage for selected parts
Theft/Hijacking
NOT covered
Full coverage
NOT covered*

Replacement and Payout Conditions

Replacement principle
Compensation to third parties
Usually with depreciation
"New for old"
Maximum payout
40 million soum to third parties
Up to the full value of the car
Up to 100 million soum for modules
Deductible
None
Usually monetary 1-5%
Only a 3-day time deductible

💡 Conclusion: Which insurance to choose?

OSAGO - The Mandatory Minimum

Mandatory for everyone. It only protects your liability to others, NOT your car.

Recommended for: All car owners (mandatory)

Full KASKO - Maximum Protection

The most expensive, but provides complete protection for the entire car. Suitable for new, expensive vehicles.

Recommended for: Cars valued over $30,000

EURO KASKO - Smart Savings

Protect the most vulnerable parts for 70% less money. The perfect balance of price and protection.

Recommended for: Most car owners

How to Get Car Insurance Online

1

Calculate the Cost

Choose the policy you're interested in. Enter your vehicle details and get an accurate quote in 30 seconds.

2

Fill Out the Application

Enter your personal information and vehicle details. All fields are required to be filled out.

3

Pay Online

Choose a convenient payment method: bank card, Click, or Payme.

4

Receive Your Policy

The electronic insurance policy will be sent to your email within 5 minutes. You can get behind the wheel right away!

What to Do in Case of an Insurance Claim

1. Call Us
Immediately after the incident, call 1147. Our operator will advise you on the next steps and dispatch an expert.
2. File the Documents
In case of a car accident, call the Traffic Police. For other incidents (hail, falling objects), take photos and videos of the damage.
3. Damage Assessment
Our expert will inspect the vehicle and prepare a report. If the damage amount is clear, a decision can be made based on photos.
4. Receive Payout
The money will be transferred to your card within 5 banking days after the report is signed. Alternatively, we can pay for the repairs directly to the service center.
💡
Important to Know
Unlike competitors, we do not require a police report for minor damages (like scratches from branches or small chips). Photos and a written statement are sufficient.

    7 Mistakes When Applying for OSAGO and How to Avoid Them
    7 Mistakes When Applying for OSAGO and How to Avoid Them

    Compulsory Motor Third-Party Liability Insurance (OSAGO) is a vital element of road safety in Uzbekistan. However, many drivers—especially beginners—make mistakes when applying for a car insurance policy that can lead to serious consequences. Let’s look at the 7 most common mistakes when applying for OSAGO and how to avoid them.

    How to Verify the Authenticity of Your OSAGO Policy: 3 Reliable Methods
    How to Verify the Authenticity of Your OSAGO Policy: 3 Reliable Methods

    In Uzbekistan, as in many other countries, counterfeit insurance policies remain a real problem. Unscrupulous intermediaries or fraudsters may sell you a fake document that offers no protection in the event of an accident. New car owners are especially vulnerable, as they may not be familiar with all the intricacies of auto insurance. So how can you be sure your OSAGO policy is genuine and properly registered in the national database? Here are three reliable ways to check.

    OSAGO vs. KASKO in Uzbekistan: What to Choose and When?
    OSAGO vs. KASKO in Uzbekistan: What to Choose and When?

    When purchasing a vehicle—especially for the first time—every car owner faces the question of insurance. In Uzbekistan, the two most well-known types of vehicle insurance are OSAGO and KASKO. But what’s the fundamental difference between them, and which one do you actually need? Understanding how they differ will help you make the right decision and ensure reliable financial protection.

    5 Reasons to Get Comprehensive Car Insurance (KASKO)
    5 Reasons to Get Comprehensive Car Insurance (KASKO)

    In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.

    Frequently Asked Questions

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