EnglishOSAGO
Compulsory third-party liability insurance for vehicle owners (CTPL). Protects your liability to third parties in an accident.
from 160,000 UZS / year
Learn More
Buy an OSAGO or KASKO policy in 5 minutes. Fast, reliable, worthwhile.
Reliable protection for your car with EUROASIA Insurance. Get covered online in 5 minutes — best prices and fast payouts.
Compulsory third-party liability insurance for vehicle owners (CTPL). Protects your liability to third parties in an accident.
from 160,000 UZS / year
Learn MoreThe policy covers your car repair costs regardless of who is at fault in the accident – you, another driver, or even if the culprit fled.
from 1.0% per year
Learn More
Electric vehicle insurance from EUROASIA - full coverage for your Tesla, BYD, Zeekr in Uzbekistan.
from 1.0% per year
Learn More
A unique insurance builder where you choose which parts of the car to insure and against which risks.
Customizable Price
Learn More
OSGOP — Compulsory Carrier's Civil Liability Insurance. Get your policy online in 5 minutes. Coverage up to 44 million soums per passenger.
from 79,992 UZS / 3 mo.
Learn More
Get insured online in 5 minutes. The policy arrives by SMS and in the app right after payment.
OSAGO from 160,000 UZS a year, 192,000 UZS in Tashkent. KASKO from 1.0% of the car value. Euro KASKO saves you up to 70%.
25+ years in the market. International ratings and payment guarantees.
Manage your insurance, call for help, and submit claims through the app.
Round-the-clock technical assistance and prompt claims settlement.
Part of an international holding with proven quality standards.
An OSAGO or KASKO policy in 5 minutes — no office visits, no queues
Pick the policy you need, enter your car details and see the exact price.
You will need a passport or ID card and the vehicle registration certificate.
Bank card, Click or Payme — whichever suits you best.
The electronic policy arrives by SMS and in the app. You can drive off straight away.
The three policies protect different things. Compare the terms and prices before you buy.
New OSAGO tariffs apply from 1 January 2026
The sum insured has been raised from 40 to 80 million UZS. The base tariff is 160,000 UZS in the regions and 192,000 UZS in Tashkent.
| Parameter | OSAGO required by law |
Full KASKO voluntary |
Euro KASKO modular |
|---|---|---|---|
| What is covered | |||
| Object of cover | Other road users — against your liability | Your car, in full | The parts you select |
| Who gets paid | The injured party | You, the car owner | You, the car owner |
| What it costs | |||
| Price per year |
160,000 – 384,000 UZS Tashkent 192,000 – 384,000 Regions 160,000 – 320,000 |
1.0 – 2.5% of the car value depends on the plan and the age of the car |
from 200,000 UZS per module you pay only for what you pick |
| Flexibility | Same terms for everyone | 4 plans, from SIMPLE to DELUXE | 7 modules to choose from |
| Risks covered | |||
| Damage to your car | ✕ not covered | ✓ fully covered | ✓ selected parts |
| When you are at fault | ✕ does not apply to you | ✓ fully covered | ✓ selected parts |
| Natural disasters | ✕ not covered | ✓ from the SMART plan | ✓ selected parts |
| Theft | ✕ not covered | ✓ from the LITE plan | ✕ not covered |
| Claim payouts | |||
| Maximum payout |
80 million UZS to third parties up to 52 million for life and health, up to 28 million for property |
Up to the full value of the car | Up to 100 million UZS across modules |
| Replacement basis | Compensation to third parties | Usually with depreciation applied | New for old |
| Deductible | None | Usually monetary, 1 – 5% | Time-based only, 3 days |
The rate is calculated from the sum insured — the value of your car.
| Plan | Up to 500M UZS | Above 500M UZS | What it covers |
|---|---|---|---|
| SIMPLE | 1.0% | 1.2% | Road accidents only. Issued through the 1147 contact centre. |
| LITE | 1.3% | 1.5% | Road accidents, theft, fire and explosion, collisions with animals, falling objects, unlawful acts by third parties, burglary, robbery and industrial accidents. |
| SMART | 1.5% | 1.7% | Everything in LITE plus natural disasters. Towing up to 300,000 UZS, liability up to 10 million, driver and passengers up to 15 million. Payout without a traffic police report — up to 7% of the sum insured. |
| DELUXE | 2.2% | 2.5% | Everything in SMART with higher limits: towing and taxi up to 500,000 UZS, liability up to 20 million, driver and passengers up to 25 million. Payout without a police report — up to 10%. |
Every driver must have it by law. It covers your liability towards others, but not your own car.
For: every car owner
More expensive, but it covers the whole car. Worth it when the car is new and costly.
For: cars above 350 million UZS
Covers only the most vulnerable parts — bumper, glass, headlights. Up to 70% cheaper than full KASKO.
For: most drivers
Four steps from the phone call to the payout. The money arrives within 5 banking days.
Dial the short number right after the incident. The operator will tell you what to do and send an assessor.
Call 1147Call the traffic police after a road accident. For hail, falling objects and similar cases, photograph and film the damage.
Our assessor inspects the car and draws up a report. When the amount is clear, we can decide from photographs.
The decision is made within 15 days of your claim. Once the report is signed, the money reaches your card in 5 banking days — or we pay the repair shop directly.
Step-by-step guide to renewing OSAGO when changing your number plate: online calculator, instant SMS policy in 5 minutes, and 15% cashback through the partner program.
OSAGO insurance is tied to your car's number. Discover what fines and risks await if you don't renew your policy when changing your number in Uzbekistan.
Learn how to get a beautiful number plate in Uzbekistan in 2026 after auctions ended. New system, affordable prices, and 25% discount on OSAGO at EAI.
Full guide to the Europrotocol in Uzbekistan: when it applies, step-by-step crash reporting, document deadlines and OSAGO claim limits.
Yes, OSAGO (compulsory third-party liability insurance) is mandatory for all vehicle owners according to the legislation of Uzbekistan. Failure to have a policy results in fines. KASKO is a voluntary type of insurance.
OSAGO protects your liability to third parties in an accident where you are at fault. KASKO protects your own vehicle from damage, theft, and other risks, regardless of your fault.
Yes! EUROASIA Insurance provides a full online registration cycle for all types of car insurance. You can calculate the cost, apply for, and pay for the policy from the comfort of your home in 5-10 minutes.
OSAGO starts from 160,000 UZS a year, or 192,000 UZS in Tashkent. Full KASKO starts from 1.0% of the car value on the SIMPLE plan. Euro KASKO is up to 70% cheaper than full KASKO — a single module costs from 200,000 UZS.
Yes, all our policies are valid throughout the entire territory of the Republic of Uzbekistan. You can travel around the country with peace of mind, knowing you are protected everywhere.
Send us your question, and we'll get back to you shortly.