Car Insurance in Uzbekistan

Reliable protection for your car with EUROASIA Insurance. Online registration in 5 minutes, competitive prices, and fast payouts.

Car Insurance in Uzbekistan

EUROASIA INSURANCE — 25 years of trust

We are here to support you in any life situation. Our team of professionals provides reliable protection and care for every client

Choose your level of protection

  • OSAGO

    Compulsory third-party liability insurance for vehicle owners (CTPL). Protects your liability to third parties in an accident.

    from 20,000 UZS

    Learn More
  • CASCO

    The policy covers your car repair costs regardless of who is at fault in the accident – you, another driver, or even if the culprit fled.

    from 900,000 UZS

    Learn More
  • Euro CASCO

    A unique insurance builder where you choose which parts of the car to insure and against which risks.

    Customizable Price

    Learn More

Advantages of Car Insurance with EUROASIA Insurance

  • Quick Registration

    Get your insurance online in 5 minutes. No office visits or queues.

  • Competitive Prices

    Competitive rates and flexible pricing. Discounts for loyal customers.

  • Reliability

    25+ years in the market. International ratings and payment guarantees.

  • Mobile Application

    Manage your insurance, call for help, and submit claims through the app.

  • 24/7 Support

    Round-the-clock technical assistance and prompt claims settlement.

  • International Experience

    Part of an international holding with proven quality standards.

OSAGO vs CASCO vs EURO CASCO: A Complete Comparison

Understanding the differences will help you make the right decision to protect your vehicle

OSAGO

Compulsory

Full CASCO

Voluntary

Euro CASCO

Constructor

Main Purpose of Insurance

What it protects
Protects OTHERS from your liability
Protects YOUR car completely
Protects SELECTED parts of your car
Who gets the payout
To third parties affected by your actions
To you (the car owner)
To you (the car owner)
Obligation
Mandatory by law
Voluntary
Voluntary

Cost and Conditions

Cost per year
40,000 - 200,000 soum
3-5% of the car's value
0.2-3% of the selected modules
Flexibility of choice
Standard terms
Only full coverage
7 modules to choose from
Savings
The cheapest, but limited
The most expensive, full protection
Up to 70% savings compared to Full CASCO

Damage Coverage

Damage to your car
NOT covered
Full coverage
Selected parts
If you are at fault in an accident
Does NOT apply to you
Full coverage
Coverage for selected parts
Natural disasters
NOT covered
Full coverage
Coverage for selected parts
Theft/Hijacking
NOT covered
Full coverage
NOT covered*

Replacement and Payout Conditions

Replacement principle
Compensation to third parties
Usually with depreciation
"New for old"
Maximum payout
40 million soum to third parties
Up to the full value of the car
Up to 100 million soum for modules
Deductible
None
Usually monetary 1-5%
Only a 3-day time deductible

💡 Conclusion: Which insurance to choose?

OSAGO - The Mandatory Minimum

Mandatory for everyone. It only protects your liability to others, NOT your car.

Recommended for: All car owners (mandatory)

Full CASCO - Maximum Protection

The most expensive, but provides complete protection for the entire car. Suitable for new, expensive vehicles.

Recommended for: Cars valued over $30,000

EURO CASCO - Smart Savings

Protect the most vulnerable parts for 70% less money. The perfect balance of price and protection.

Recommended for: Most car owners

What to Do in Case of an Insurance Claim

1. Call Us
Immediately after the incident, call 1147. Our operator will advise you on the next steps and dispatch an expert.
2. File the Documents
In case of a car accident, call the Traffic Police. For other incidents (hail, falling objects), take photos and videos of the damage.
3. Damage Assessment
Our expert will inspect the vehicle and prepare a report. If the damage amount is clear, a decision can be made based on photos.
4. Receive Payout
The money will be transferred to your card within 5 banking days after the report is signed. Alternatively, we can pay for the repairs directly to the service center.
💡
Important to Know
Unlike competitors, we do not require a police report for minor damages (like scratches from branches or small chips). Photos and a written statement are sufficient.

    Frequently Asked Questions

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