The higher the value of a car, the greater the potential financial loss in case of its damage or theft. KASKO helps protect a significant investment in a vehicle.
Many banks and leasing companies require KASKO coverage for the entire loan or lease term to protect their financial interests.
If you frequently drive on poor roads, in heavy city traffic, or in regions with adverse weather conditions, the risk of car damage increases.
If your car is a model that is frequently stolen, KASKO will provide financial protection in case of its theft.
If you have limited driving experience, the risk of being involved in a road traffic accident (RTA) is higher, and KASKO can help avoid significant financial losses in case of an accident.
Basic protection for your car
Comprehensive insurance and payout without Traffic Police certificates
Maximum coverage and VIP services
Reality: EUROASIA INSURANCE offers flexible rates starting from 1.3% of the car's value (KASKO LITE). The policy cost is incomparable to potential losses from theft or a serious RTA.
Reality: EUROASIA INSURANCE strictly adheres to its obligations and guarantees transparent terms. If the incident corresponds to the contract, we pay out the compensation in full and on time.
Reality: Even experienced drivers are not immune to RTAs caused by others, damage in parking lots, natural disasters, or theft. KASKO protects against risks independent of your driving skills.
An insured event shall be defined as the destruction, damage, or theft of the vehicle; the emergence of liability towards third parties; as well as detriment to the life and health of the insured individuals.
Insured risks shall encompass: the consequences of road traffic incidents, explosion, collision, fire, natural calamities, and illicit acts committed by third parties.
In the event of the vehicle's destruction or theft – compensation shall be in the amount of the loss sustained, yet not exceeding the sum insured as stipulated in the Agreement. In instances of damage to the vehicle – the Insurer reserves the right either to undertake the repair of the vehicle or to disburse a compensatory sum equivalent to the work order or cost estimate for restorative repairs, such estimate being prepared by a duly licensed appraisal entity.
The disbursement of insurance indemnity shall be effected within a period of 15 (fifteen) working days, commencing from the date of signature of the Insured Event Attestation.
We furnish a comprehensive range of insurance services across 17 classes within the General Insurance sector, encompassing both voluntary and compulsory forms of insurance, thereby providing each client with dependable and personalised support.
We take pride in safeguarding the lives, health, and future of every family, thereby establishing a reliable bulwark for our clientele. This trust constitutes the bedrock of our operations and serves as an impetus for our continuous advancement.
Our company prides itself on the dependability and extensive scope of its support: the aggregate sum of disbursements for insured events has surpassed 15 million dollars, assuring protection and confidence for every client.
No, KASKO is voluntary insurance; however, it significantly reduces the financial risks for the vehicle owner in the event of a road traffic accident (RTA).
KASKO is protection for YOUR vehicle against any damage!
Under the KASKO agreement, if the damage amount is within 3% (three percent) of the sum insured, a certificate from the Traffic Safety Service Directorate/Traffic Police is not required.
The KASKO policy cost is calculated individually, taking into account many factors, including the car make and model, its value, year of manufacture, technical specifications, as well as driver's data (age, driving experience, history of insured events). Basic rates start from 1.3% of the car's value for the KASKO LITE program, from 1.5% for KASKO SMART, and from 2.2% for KASKO DELUXE.
Our KASKO programs are valid throughout Uzbekistan. If an insured event occurs outside of Tashkent, the procedure remains the same: you need to document the circumstances of the incident, obtain the necessary documents from the relevant authorities, and contact our company via the hotline. Our specialists will provide detailed advice on further actions and help organize the remote settlement of the insured event.
Yes, we offer KASKO programs for cars of various ages and conditions. The policy cost for a used car will be calculated individually, considering its age, technical condition, and other factors. To issue a KASKO policy for a used car, an inspection by our specialists may be required.
KASKO from EUROASIA INSURANCE provides the possibility of receiving a payout without a certificate from the Traffic Safety Directorate for up to 5% of the sum insured. This is particularly convenient for minor damages when documenting them with the Traffic Safety Directorate can be time-consuming. To receive such a payout, it is sufficient to report the insured event and provide photos of the damage.
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