Euroasia insurance

Euro KASKO: insure only the parts of your car you need

Get 20% cashback

Add your card number at checkout — 20% of the policy price is sent to that card right away.

    Not sure what to choose? Start with a ready-made bundle

    Choose a bundle and we’ll tick its modules in the calculator above. You can add or remove any module afterwards.

    Prices are for one year of cover. We pay 20% back to your card as cashback.

    What’s covered and what isn’t

    We pay for the parts you chose if they are damaged:

    • In a road accident, even if it was your faultThe only exceptions are serious violations, listed below.
    • Natural disasters and man-made accidentsStorm, hail, flood, utility network failure.
    • A fallen tree or other object
    • Damage caused by other peopleSomeone scratched the car, broke a window or damaged it while parked.
    • Collision with an animal

    We replace a damaged part with a new one with no deduction for wear: a five-year-old bumper gets you a brand-new one. The policy is valid throughout Uzbekistan.

    Not covered:

    • Car theftTheft is covered by comprehensive KASKO.
    • Parts outside your chosen modulesFor example, the engine, or the rear of the car if you only insured the front.
    • Taxis and rental cars
    • Serious violationsDrunk driving, driving without a license, leaving the scene of an accident.

    Cover starts the day after payment

    Complete the vehicle video inspection and wait for approval, then pay for the policy. Insurance lasts one year, starting the day after payment.

    Get Expert Advice

    Total to pay:

    Euro KASKO, comprehensive KASKO or OSAGO

    OSAGO is compulsory, but it only pays the other people involved in an accident. Only KASKO protects your own car, either fully or part by part.

    Euro KASKOthis page
    Comprehensive KASKO
    OSAGO
    What it covers
    Euro KASKOThe parts of your car you choose
    Comprehensive KASKOYour whole car
    OSAGOOther people involved in the accident
    Price per year
    Euro KASKOFrom UZS 200,000 per module
    Comprehensive KASKO1.0–2.5% of the car’s value
    OSAGORate set by law
    Repairs to your car if you are at fault
    Euro KASKOYes, within your modules
    Comprehensive KASKOYes
    OSAGONo
    Theft
    Euro KASKONo
    Comprehensive KASKOYes
    OSAGONo
    Required by law
    Euro KASKONo
    Comprehensive KASKONo
    OSAGOYes

    How we pay claims

    We replace damaged parts with new ones, with no deduction for wear. You are paid once you have submitted the documents.

    3–5working days
    usually
    15working days
    at most, under the contract
    1. Call 114724/7. We’ll tell you what to do at the scene.
    2. Submit the documentsWe’ll send you the list after the call, as it depends on the case.
    3. Get paidUsually within 3–5 working days, 15 at most.

    Real payouts to our customers

    Bumper damaged while parking

    Hit another car while parking and broke the front bumper. New bumper and paintwork.

    600,000→UZS 2,500,000

    “Front” module → payout

    Stone hit the windshield

    On the highway, a stone flew up from under a truck. New original windshield.

    200,000→UZS 1,800,000

    “Windshield and roof” module → payout

    Tree fell on the car

    A storm brought a tree down onto the roof and hood. Dent repair and paintwork.

    800,000→UZS 4,200,000

    “Front” + “Windshield and roof” → payout

    EUROASIA Insurance: 28 years in Uzbekistan’s insurance market

    Euro KASKO is our own product and Uzbekistan’s first modular car insurance: you choose cover part by part.

    • 1147, 24/7 — for claims and questions about your policy
    • Policy by email right after payment, with no office visit
    • Premium refund if you cancel the contract early
    Choose your modules

    From UZS 200,000 per module · 20% cashback to your card

    Blog & Helpful Articles

      Car Stolen or Declared a Total Loss: What Should You Do?
      Car Stolen or Declared a Total Loss: What Should You Do?

      The first 72 hours after theft or total loss: documents, the 75% threshold, abandonment, and KASKO payout timing.

      SIMPLE, LITE, SMART or DELUXE: Which KASKO Fits You?
      SIMPLE, LITE, SMART or DELUXE: Which KASKO Fits You?

      Compare EUROASIA KASKO plans by price, risks and services, with a worked example for a car valued at UZS 300 million.

      How to claim KASKO without an accident: a guide
      How to claim KASKO without an accident: a guide

      No accident, no police report — how to file a KASKO claim for theft, vandalism, hail or fire in Uzbekistan: which authority, which documents, when you get paid.

      New Car Cost 2025 Uzbekistan: Customs Clearance + KASKO
      New Car Cost 2025 Uzbekistan: Customs Clearance + KASKO

      Calculate the full cost of a new car in Uzbekistan 2025: customs clearance, recycling fees, VAT + KASKO insurance. Get 25% discount on all tariffs until Dec 31!

    Frequently Asked Questions

    Didn't find an answer?

    Send us your question, and we will get back to you shortly