Dear compatriots, valued clients and partners of our Company!
We sincerely congratulate you on the Independence Day of our homeland – the Republic of Uzbekistan!
Company News
New Leadership at Euroasia Insurance: Experience and Professionalism in Service of Clients
Euroasia Insurance JSC has announced an important personnel appointment that strengthens the company’s position in Uzbekistan’s insurance market. Jonibek Abdumavlonovich Temirov has been appointed as the new Chief Executive Officer. Previously, he served as Deputy CEO for General Affairs.
Insurance
Insurance in Uzbekistan: A Complete Guide to Types and Opportunities in 2025
In recent years, many Uzbeks viewed insurance with skepticism. Today, the situation has changed dramatically. Insurance has become an integral part of modern life, and Uzbekistan’s insurance industry is experiencing a real boom. Let’s take a closer look at what opportunities modern insurance offers and how it can protect your interests.
Company News
With Deepest Appreciation: A Birthday Salute to David
Dear David,
Warmest birthday wishes to you!
Company News
Happy Birthday, Bobur Kobulovich! A Message of Respect and Gratitude from the Team
Dear Bobur Kobulovich,
Please accept my sincere congratulations on your birthday!
Car Insurance Guide
Euroasia Insurance offers EUROKASKO as a smart alternative to waiting for the new OSAGO rates
In anticipation of OSAGO tariff changes effective January 1, 2026, Euroasia Insurance introduces EUROKASKO as a ready-made solution for car owners who don’t want to wait and are ready to get extended protection today.
Promotions
EUROASIA Insurance Launches Affiliate Program: Earn up to 20% from Each Insurance Policy
EUROASIA Insurance Launches Affiliate Program: Earn up to 20% from Every Insurance Sale
EUROASIA Insurance, a leading insurance company in Uzbekistan, announces the launch of a new affiliate program offering unique income opportunities. Now, any Uzbek citizen aged 18 or older can earn up to 20% from the value of each insurance policy sold simply by sharing their personal promo code.
Car Insurance Guide
Europrotocol vs. Standard Accident Reporting: What to Choose in 2025?
In the event of a traffic accident, drivers are often faced with a choice: to complete the accident report themselves using the Europrotocol or to call the traffic police for standard documentation. Each option has its advantages and disadvantages, and the right choice can significantly impact the speed of receiving insurance compensation and the amount paid out.
Car Insurance Guide
European Accident Statement in Uzbekistan: Complete Guide 2025
Every year, the number of vehicles on Uzbekistan’s roads increases, along with the number of road traffic accidents. To simplify the procedure for documenting minor traffic accidents, the country has introduced the European Accident Statement (Europotokol) system. It allows drivers to independently record the circumstances of an accident without calling the traffic police.
Promotions
Why should you buy OSAGO through the app
Great news for all participants and those still deciding!
Friends, we’ve received an incredible response to our “Win an iPhone for OSAGO” and “Win full KASKO” promotions! The number of participants exceeded all expectations, and we realized — one month is simply not enough for such a big giveaway.
So we’ve made a decision: both promotions are extended until August 31, 2025!
Car Insurance Guide
5 Common Mistakes When Filling Out the European Accident Statement (Europrotocol)
The Europrotocol significantly simplifies the procedure for documenting road traffic accidents, but incorrect completion of the documents can lead to serious problems when claiming insurance compensation. According to insurance companies, about 30% of Europrotocol claims are rejected due to documentation errors. Let’s look at the most common mistakes and how to avoid them.
News
New OSAGO Insurance Tariffs from January 1, 2026: What Car Owners Can Expect
Starting January 1, 2026, new OSAGO tariffs take effect in Uzbekistan: 160-192K sums with coverage up to 80 million. Lock in current prices at Euroasia Insurance before changes.
Car Insurance Guide
Car Insurance in Uzbekistan: The Complete 2025 Guide
Bought a car? Congratulations! But along with the car keys, you’ve also received new responsibilities. Starting from July 2025, updated insurance regulations have come into effect in Uzbekistan, and ignoring them has become very expensive.
Insurance
Why Do You Need Health Insurance If You’re Young and Healthy?
When you're young, it’s easy to feel invincible. Illnesses and injuries seem like distant concerns. But the truth is — unexpected situations can happen at any age. In such moments, having health insurance in Uzbekistan can become a vital safety net and a real support system.
Business
7 Proven Ways to Build Passive Income in Uzbekistan in 2025
In today’s world, financial independence is no longer just a dream but a necessity. This is especially true for the people of Uzbekistan, where the economy is developing rapidly, new investment opportunities are emerging, and digitalization is providing access to global financial tools. According to recent research, Uzbekistan ranks 33rd in the world for crypto asset adoption and demonstrates steady growth in fintech and digital financial services.
Insurance
How to Save on Insurance Without Compromising on Quality
Many people believe that reliable insurance always comes with a high price tag. However, in reality, quality protection can be affordable. The key is to choose affordable insurance that meets your actual needs, without paying for unnecessary extras.
Insurance
Top 5 Insurance Myths You Should Stop Believing
Top 5 Insurance Myths You Should Stop Believing
Business
Corporate Insurance: Protection and Guarantees for Business
In today’s business environment, corporate insurance is becoming an integral part of effective risk management. Every day, companies in Uzbekistan face various threats—from natural disasters to workplace injuries. A properly organized corporate insurance system not only protects a business’s financial interests but also ensures compliance with legal requirements.
Car Insurance Guide
Why KASKO from Euroasia Insurance Is More Profitable than Bank Insurance for Auto Loans
Auto loans have become the main way of purchasing vehicles in Uzbekistan. However, the hidden costs of mandatory KASKO insurance can significantly increase the total cost of a loan. More than 15 banks across the country offer car loans with interest rates ranging from 16.99% to 31.5%, often requiring borrowers to purchase expensive KASKO policies from partner insurance companies.
Business
State support for solar energy in Uzbekistan in 2025
In 2025, the state allocates 1000 sums in subsidies for every kWh of energy transferred to the grid from solar panels. But do you know about all the benefits you can get?
Business
Technical requirements for solar panel installation under Uzbek legislation
As of January 1, 2025, Uzbekistan has banned the import of solar panels not included in the BNEF Tier-1 list. What does this mean for consumers? This significant regulatory change underscores Uzbekistan's commitment to ensuring the quality and reliability of solar energy installations across the country.
Business
The Best Auto Parts Stores in Tashkent: Complete 2025 Ranking
The automotive market in Uzbekistan is rapidly developing, and with it, the demand for quality auto parts is also growing. As the capital, Tashkent offers car owners a wide range of auto parts stores and markets. In this article, we present an up-to-date ranking of the best places to buy auto parts in Tashkent, based on customer reviews, product variety, and service quality.
Business
Statistics of solar energy development in Uzbekistan: results of 2024 and plans for 2025
3.85 million solar panels – that’s how many were imported into Uzbekistan in 10 months of 2023. This staggering figure represents a 21-fold increase compared to the previous year, underscoring the rapid and ambitious growth of solar energy in the country. Uzbekistan is making significant strides in its transition to renewable energy, driven by a clear vision for a sustainable future and supported by robust government initiatives. This article will delve into the latest statistics on solar energy development in Uzbekistan, reviewing the key achievements of 2024 and outlining the ambitious plans set for 2025 and beyond. We will explore import dynamics, regional development, industrial projects, economic indicators, and future forecasts, providing a comprehensive overview of the nation’s progress in harnessing solar power.
Car Insurance Guide
Fines for Driving Without OSAGO Insurance in Uzbekistan (2025): How Much You’ll Pay and How to Avoid It
Buying your first car is an exciting milestone — but along with the joy of ownership comes responsibility. One of the most important obligations is compulsory car insurance, known in Uzbekistan as OSAGO (Compulsory Third-Party Liability Insurance, or OSGOVTS).
In Uzbekistan, having a valid OSAGO policy is strictly enforced, and driving without one can result not only in financial risk in the event of an accident but also in clearly defined penalties.
Let’s examine the fines for driving without OSAGO in 2025 and how you can avoid them.
Car Insurance Guide
KASKO Additional Services: More Than Just Insurance
We continue our series of articles about KASKO benefits in Uzbekistan. In the first article, we provided a general overview, in the second we discussed comprehensive protection, and in the third – quick payouts. Today we'll talk about pleasant and useful bonuses – additional services that transform a KASKO policy from simple insurance into a real roadside assistant.
Car Insurance Guide
5 OSAGO Myths That Mislead Car Owners in Uzbekistan
Compulsory Motor Third Party Liability Insurance, known as OSAGO (also referred to as OSGOVTS in Uzbekistan), is an essential part of every car owner’s life. However, there are numerous myths and misconceptions surrounding this type of insurance, which distort public perception and can lead to serious consequences. This is especially relevant for new drivers who are planning to buy a car or have recently started driving
Travel Insurance
EUROASIA Travel Insurance for Schengen Visa: 2025 Requirements
Obtaining a Schengen Visa for Uzbek Citizens Requires Strict Compliance with European Health Insurance Standards. EUROASIA Insurance offers tailored programs that not only fully comply with all consular requirements but also provide comprehensive protection throughout your stay in Europe.
Car Insurance Guide
What to Do in Case of a Car Accident with OSAGO Insurance in Uzbekistan: A Step-by-Step Guide
A road traffic accident (RTA) is always stressful — especially for inexperienced drivers. Even if you have valid OSAGO insurance (Compulsory Third Party Liability), it’s essential to know how to act properly to protect your rights and ensure you receive the compensation you’re entitled to (if you’re the victim), or to make sure your insurer handles the claim correctly (if you’re at fault).
Business
OSGOR in Uzbekistan: A Practical Guide for Businesses
Compulsory Employer’s Liability Insurance (OSGOR) is a mandatory type of insurance for all employers in Uzbekistan who have hired workers. This system has been in effect since 2009 and is governed by the Law of the Republic of Uzbekistan dated April 16, 2009.
Car Insurance Guide
KASKO Online: Simple and Convenient Insurance at Your Fingertips
We're concluding our series of articles about the benefits of KASKO in Uzbekistan. We've already discussed comprehensive protection, quick payouts, additional services, and the special importance of the policy for beginners and luxury car owners. Today we'll tell you about the fifth reason to choose KASKO – the amazing simplicity and convenience of arranging it online.
Car Insurance Guide
Real Stories: How OSAGO Helped Our Clients Protect Their Budgets
Many car owners in Uzbekistan see OSAGO (Compulsory Motor Third Party Liability Insurance) as just a formality imposed by law. However, behind the dry legal terms and numbers are real stories of people who avoided serious financial losses thanks to auto insurance. In this article, we’ll share several real-life cases from the practice of insurance companies in Uzbekistan, showing how an OSAGO policy truly protected clients’ finances.
Car Insurance Guide
OSAGO vs. KASKO in Uzbekistan: What to Choose and When?
When purchasing a vehicle—especially for the first time—every car owner faces the question of insurance. In Uzbekistan, the two most well-known types of vehicle insurance are OSAGO and KASKO. But what’s the fundamental difference between them, and which one do you actually need? Understanding how they differ will help you make the right decision and ensure reliable financial protection.
Car Insurance Guide
How to Verify the Authenticity of Your OSAGO Policy: 3 Reliable Methods
In Uzbekistan, as in many other countries, counterfeit insurance policies remain a real problem. Unscrupulous intermediaries or fraudsters may sell you a fake document that offers no protection in the event of an accident. New car owners are especially vulnerable, as they may not be familiar with all the intricacies of auto insurance. So how can you be sure your OSAGO policy is genuine and properly registered in the national database? Here are three reliable ways to check.
Car Insurance Guide
How to Get OSAGO Car Insurance Online in 5 Minutes: Step-by-Step Guide for Uzbekistan
Gone are the days when getting mandatory car insurance meant visiting an insurance office, standing in line, and filling out paper forms. Today, thanks to the growth of digital services in Uzbekistan, you can purchase OSAGO insurance online in just 5–10 minutes — without leaving your home or workplace. It’s especially convenient for busy individuals and first-time car owners who value their time. Let’s walk through the step-by-step process of how to quickly obtain OSAGO via the internet.
Car Insurance Guide
7 Mistakes When Applying for OSAGO and How to Avoid Them
Compulsory Motor Third-Party Liability Insurance (OSAGO) is a vital element of road safety in Uzbekistan. However, many drivers—especially beginners—make mistakes when applying for a car insurance policy that can lead to serious consequences. Let’s look at the 7 most common mistakes when applying for OSAGO and how to avoid them.
Business
OSGOR in Uzbekistan: Industry-Specific Features and Cost Optimization
Understanding the professional risk classification system is essential for effective planning of OSGOR (Compulsory Employer’s Liability Insurance) expenses. All types of economic activity are divided into 20 risk classes with coefficients ranging from 0.571 to 7.714 [1].
Car Insurance Guide
Fast Payouts and Minimal Restrictions: Advantages of Modern KASKO Insurance
In the first article of our series, we outlined 5 key reasons to get KASKO coverage, and in the second, we explored in detail the comprehensive protection this policy provides. Today, we'll discuss an equally important advantage – the speed and reliability of insurance payouts.
Car Insurance Guide
Comprehensive Vehicle Protection: What KASKO Covers in Uzbekistan
In our previous article, we examined 5 key reasons why you should get KASKO for your vehicle. Today, we'll focus in detail on the first and most important reason – the comprehensive protection that this type of insurance provides.
Car Insurance Guide
KASKO for Beginners and Luxury Car Owners: Why It's a Necessity
In previous articles of our series, we examined comprehensive protection, quick payouts, and additional services that KASKO offers. Today we'll discuss why for certain categories of car owners – novice drivers and owners of expensive cars – a KASKO policy becomes not just desirable, but practically necessary.
Travel Insurance
Popular Study Abroad Destinations for Students from Uzbekistan in 2025
Each year, more and more young people from Uzbekistan choose international education as a path to a successful career. In 2025, this trend reached new heights, and educational reforms within Uzbekistan itself are only fueling the interest in studying abroad. However, in the pursuit of quality education, it’s crucial not to overlook essential protection—medical insurance, which can be the deciding factor between successful studies and serious problems.
Car Insurance Guide
5 Reasons to Get Comprehensive Car Insurance (KASKO)
In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.
Travel Insurance
Travel Insurance in Uzbekistan: Why You Need It and How to Choose a Policy
When planning a trip abroad, we often focus more on visas and tickets than on health protection. However, travel insurance in Uzbekistan is no longer a luxury, but a necessity — especially for residents of Tashkent, where international travel has long become the norm.
Car Insurance Guide
OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache
OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache
Car Insurance Guide
OSAGO in Uzbekistan: Tariffs, Coverage, and Step-by-Step Guide to Registration
Purchasing a car in Uzbekistan automatically entails the obligation to obtain compulsory auto insurance. MTPL (Mandatory Third-Party Liability Insurance for Vehicle Owners) is not merely a formality but an essential financial safeguard that can save you hundreds of thousands of soms in the event of a traffic accident. According to the legislation of the Republic of Uzbekistan, every vehicle owner is required to have a valid MTPL policy, and driving without one is subject to significant fines.
Insurance
How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist
How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist
Insurance
The Future of Insurance in Uzbekistan: How Technology Is Making Protection Simpler and More Accessible
More and more people in Uzbekistan—especially in Tashkent—are choosing digital insurance for its speed, convenience, and freedom from unnecessary office visits. Since September 2024, the country has officially required all insurance contracts to be registered electronically through the Unified Information System. This means you can now get online insurance in just a few clicks—from home, the office, or even on your way to a café.
Insurance
Insurance as an Investment in Peace of Mind: 5 Real Stories
Insurance as an Investment in Peace of Mind: 5 Real Stories
