Blog and useful tips from experts

Insurance

State support for solar energy in Uzbekistan in 2025

In 2025, the state allocates 1000 sums in subsidies for every kWh of energy transferred to the grid from solar panels. But do you know about all the benefits you can get?

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Insurance

Real Stories: How OSAGO Helped Our Clients Protect Their Budgets

Many car owners in Uzbekistan see OSAGO (Compulsory Motor Third Party Liability Insurance) as just a formality imposed by law. However, behind the dry legal terms and numbers are real stories of people who avoided serious financial losses thanks to auto insurance. In this article, we’ll share several real-life cases from the practice of insurance companies in Uzbekistan, showing how an OSAGO policy truly protected clients’ finances.

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Insurance

Fines for Driving Without OSAGO Insurance in Uzbekistan (2025): How Much You’ll Pay and How to Avoid It

Buying your first car is an exciting milestone — but along with the joy of ownership comes responsibility. One of the most important obligations is compulsory car insurance, known in Uzbekistan as OSAGO (Compulsory Third-Party Liability Insurance, or OSGOVTS). In Uzbekistan, having a valid OSAGO policy is strictly enforced, and driving without one can result not only in financial risk in the event of an accident but also in clearly defined penalties. Let’s examine the fines for driving without OSAGO in 2025 and how you can avoid them.

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Insurance

What to Do in Case of a Car Accident with OSAGO Insurance in Uzbekistan: A Step-by-Step Guide

A road traffic accident (RTA) is always stressful — especially for inexperienced drivers. Even if you have valid OSAGO insurance (Compulsory Third Party Liability), it’s essential to know how to act properly to protect your rights and ensure you receive the compensation you’re entitled to (if you’re the victim), or to make sure your insurer handles the claim correctly (if you’re at fault).

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Insurance

How to Get OSAGO Car Insurance Online in 5 Minutes: Step-by-Step Guide for Uzbekistan

Gone are the days when getting mandatory car insurance meant visiting an insurance office, standing in line, and filling out paper forms. Today, thanks to the growth of digital services in Uzbekistan, you can purchase OSAGO insurance online in just 5–10 minutes — without leaving your home or workplace. It’s especially convenient for busy individuals and first-time car owners who value their time. Let’s walk through the step-by-step process of how to quickly obtain OSAGO via the internet.

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Insurance

5 OSAGO Myths That Mislead Car Owners in Uzbekistan

Compulsory Motor Third Party Liability Insurance, known as OSAGO (also referred to as OSGOVTS in Uzbekistan), is an essential part of every car owner’s life. However, there are numerous myths and misconceptions surrounding this type of insurance, which distort public perception and can lead to serious consequences. This is especially relevant for new drivers who are planning to buy a car or have recently started driving

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Insurance

CASCO Online: Simple and Convenient Insurance at Your Fingertips

We're concluding our series of articles about the benefits of CASCO in Uzbekistan. We've already discussed comprehensive protection, quick payouts, additional services, and the special importance of the policy for beginners and luxury car owners. Today we'll tell you about the fifth reason to choose CASCO – the amazing simplicity and convenience of arranging it online.

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Insurance

CASCO for Beginners and Luxury Car Owners: Why It's a Necessity

In previous articles of our series, we examined comprehensive protection, quick payouts, and additional services that CASCO offers. Today we'll discuss why for certain categories of car owners – novice drivers and owners of expensive cars – a CASCO policy becomes not just desirable, but practically necessary.

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Insurance

Comprehensive Vehicle Protection: What CASCO Covers in Uzbekistan

In our previous article, we examined 5 key reasons why you should get CASCO for your vehicle. Today, we'll focus in detail on the first and most important reason – the comprehensive protection that this type of insurance provides.

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Insurance

Fast Payouts and Minimal Restrictions: Advantages of Modern CASCO Insurance

In the first article of our series, we outlined 5 key reasons to get CASCO coverage, and in the second, we explored in detail the comprehensive protection this policy provides. Today, we'll discuss an equally important advantage – the speed and reliability of insurance payouts.

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Insurance

CASCO Additional Services: More Than Just Insurance

We continue our series of articles about CASCO benefits in Uzbekistan. In the first article, we provided a general overview, in the second we discussed comprehensive protection, and in the third – quick payouts. Today we'll talk about pleasant and useful bonuses – additional services that transform a CASCO policy from simple insurance into a real roadside assistant.

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Insurance

5 Reasons to Get Comprehensive Car Insurance (KASKO)

In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.

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Insurance

Popular Study Abroad Destinations for Students from Uzbekistan in 2025

Each year, more and more young people from Uzbekistan choose international education as a path to a successful career. In 2025, this trend reached new heights, and educational reforms within Uzbekistan itself are only fueling the interest in studying abroad. However, in the pursuit of quality education, it’s crucial not to overlook essential protection—medical insurance, which can be the deciding factor between successful studies and serious problems.

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Insurance

Travel Insurance in Uzbekistan: Why You Need It and How to Choose a Policy

When planning a trip abroad, we often focus more on visas and tickets than on health protection. However, travel insurance in Uzbekistan is no longer a luxury, but a necessity — especially for residents of Tashkent, where international travel has long become the norm.

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Insurance

The Future of Insurance in Uzbekistan: How Technology Is Making Protection Simpler and More Accessible

More and more people in Uzbekistan—especially in Tashkent—are choosing digital insurance for its speed, convenience, and freedom from unnecessary office visits. Since September 2024, the country has officially required all insurance contracts to be registered electronically through the Unified Information System. This means you can now get online insurance in just a few clicks—from home, the office, or even on your way to a café.

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Insurance

How to Save on Insurance Without Compromising on Quality

Many people believe that reliable insurance always comes with a high price tag. However, in reality, quality protection can be affordable. The key is to choose affordable insurance that meets your actual needs, without paying for unnecessary extras.

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Insurance

Why Do You Need Health Insurance If You’re Young and Healthy?

When you're young, it’s easy to feel invincible. Illnesses and injuries seem like distant concerns. But the truth is — unexpected situations can happen at any age. In such moments, having health insurance in Uzbekistan can become a vital safety net and a real support system.

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Insurance

Top 5 Insurance Myths You Should Stop Believing

Top 5 Insurance Myths You Should Stop Believing

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Insurance

OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

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Insurance

Insurance as an Investment in Peace of Mind: 5 Real Stories

Insurance as an Investment in Peace of Mind: 5 Real Stories

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Insurance

How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist

How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist

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