In today’s business environment, corporate insurance is becoming an integral part of effective risk management. Every day, companies in Uzbekistan face various threats—from natural disasters to workplace injuries. A properly organized corporate insurance system not only protects a business’s financial interests but also ensures compliance with legal requirements.
Auto loans have become the main way of purchasing vehicles in Uzbekistan. However, the hidden costs of mandatory KASKO insurance can significantly increase the total cost of a loan. More than 15 banks across the country offer car loans with interest rates ranging from 16.99% to 31.5%, often requiring borrowers to purchase expensive KASKO policies from partner insurance companies.
How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist
Purchasing a car in Uzbekistan automatically entails the obligation to obtain compulsory auto insurance. MTPL (Mandatory Third-Party Liability Insurance for Vehicle Owners) is not merely a formality but an essential financial safeguard that can save you hundreds of thousands of soms in the event of a traffic accident. According to the legislation of the Republic of Uzbekistan, every vehicle owner is required to have a valid MTPL policy, and driving without one is subject to significant fines.
Car insurance in Uzbekistan has become an essential part of responsible vehicle ownership. In 2025, car owners face new legislative requirements, changes in tariff policies, and expanded protection options on the road. Understanding the particulars of auto insurance in our country will help you make informed decisions and ensure reliable protection for yourself and others.
Gone are the days when getting mandatory car insurance meant visiting an insurance office, standing in line, and filling out paper forms. Today, thanks to the growth of digital services in Uzbekistan, you can purchase OSAGO insurance online in just 5–10 minutes — without leaving your home or workplace. It’s especially convenient for busy individuals and first-time car owners who value their time. Let’s walk through the step-by-step process of how to quickly obtain OSAGO via the internet.
In 2025, the state allocates 1000 sums in subsidies for every kWh of energy transferred to the grid from solar panels. But do you know about all the benefits you can get?
When purchasing a vehicle—especially for the first time—every car owner faces the question of insurance. In Uzbekistan, the two most well-known types of vehicle insurance are OSAGO and KASKO. But what’s the fundamental difference between them, and which one do you actually need? Understanding how they differ will help you make the right decision and ensure reliable financial protection.
As of January 1, 2025, Uzbekistan has banned the import of solar panels not included in the BNEF Tier-1 list. What does this mean for consumers? This significant regulatory change underscores Uzbekistan's commitment to ensuring the quality and reliability of solar energy installations across the country.
Many car owners in Uzbekistan see OSAGO (Compulsory Motor Third Party Liability Insurance) as just a formality imposed by law. However, behind the dry legal terms and numbers are real stories of people who avoided serious financial losses thanks to auto insurance. In this article, we’ll share several real-life cases from the practice of insurance companies in Uzbekistan, showing how an OSAGO policy truly protected clients’ finances.
A road traffic accident (RTA) is always stressful — especially for inexperienced drivers. Even if you have valid OSAGO insurance (Compulsory Third Party Liability), it’s essential to know how to act properly to protect your rights and ensure you receive the compensation you’re entitled to (if you’re the victim), or to make sure your insurer handles the claim correctly (if you’re at fault).
The automotive market in Uzbekistan is rapidly developing, and with it, the demand for quality auto parts is also growing. As the capital, Tashkent offers car owners a wide range of auto parts stores and markets. In this article, we present an up-to-date ranking of the best places to buy auto parts in Tashkent, based on customer reviews, product variety, and service quality.
We're concluding our series of articles about the benefits of KASKO in Uzbekistan. We've already discussed comprehensive protection, quick payouts, additional services, and the special importance of the policy for beginners and luxury car owners. Today we'll tell you about the fifth reason to choose KASKO – the amazing simplicity and convenience of arranging it online.
Obtaining a Schengen Visa for Uzbek Citizens Requires Strict Compliance with European Health Insurance Standards. EUROASIA Insurance offers tailored programs that not only fully comply with all consular requirements but also provide comprehensive protection throughout your stay in Europe.
3.85 million solar panels – that’s how many were imported into Uzbekistan in 10 months of 2023. This staggering figure represents a 21-fold increase compared to the previous year, underscoring the rapid and ambitious growth of solar energy in the country. Uzbekistan is making significant strides in its transition to renewable energy, driven by a clear vision for a sustainable future and supported by robust government initiatives. This article will delve into the latest statistics on solar energy development in Uzbekistan, reviewing the key achievements of 2024 and outlining the ambitious plans set for 2025 and beyond. We will explore import dynamics, regional development, industrial projects, economic indicators, and future forecasts, providing a comprehensive overview of the nation’s progress in harnessing solar power.
Understanding the professional risk classification system is essential for effective planning of OSGOR (Compulsory Employer’s Liability Insurance) expenses. All types of economic activity are divided into 20 risk classes with coefficients ranging from 0.571 to 7.714 [1].
Compulsory Motor Third Party Liability Insurance, known as OSAGO (also referred to as OSGOVTS in Uzbekistan), is an essential part of every car owner’s life. However, there are numerous myths and misconceptions surrounding this type of insurance, which distort public perception and can lead to serious consequences. This is especially relevant for new drivers who are planning to buy a car or have recently started driving
Compulsory Employer’s Liability Insurance (OSGOR) is a mandatory type of insurance for all employers in Uzbekistan who have hired workers. This system has been in effect since 2009 and is governed by the Law of the Republic of Uzbekistan dated April 16, 2009.
Buying your first car is an exciting milestone — but along with the joy of ownership comes responsibility. One of the most important obligations is compulsory car insurance, known in Uzbekistan as OSAGO (Compulsory Third-Party Liability Insurance, or OSGOVTS). In Uzbekistan, having a valid OSAGO policy is strictly enforced, and driving without one can result not only in financial risk in the event of an accident but also in clearly defined penalties. Let’s examine the fines for driving without OSAGO in 2025 and how you can avoid them.
In Uzbekistan, as in many other countries, counterfeit insurance policies remain a real problem. Unscrupulous intermediaries or fraudsters may sell you a fake document that offers no protection in the event of an accident. New car owners are especially vulnerable, as they may not be familiar with all the intricacies of auto insurance. So how can you be sure your OSAGO policy is genuine and properly registered in the national database? Here are three reliable ways to check.
Compulsory Motor Third-Party Liability Insurance (OSAGO) is a vital element of road safety in Uzbekistan. However, many drivers—especially beginners—make mistakes when applying for a car insurance policy that can lead to serious consequences. Let’s look at the 7 most common mistakes when applying for OSAGO and how to avoid them.
We continue our series of articles about KASKO benefits in Uzbekistan. In the first article, we provided a general overview, in the second we discussed comprehensive protection, and in the third – quick payouts. Today we'll talk about pleasant and useful bonuses – additional services that transform a KASKO policy from simple insurance into a real roadside assistant.
In the first article of our series, we outlined 5 key reasons to get KASKO coverage, and in the second, we explored in detail the comprehensive protection this policy provides. Today, we'll discuss an equally important advantage – the speed and reliability of insurance payouts.
In our previous article, we examined 5 key reasons why you should get KASKO for your vehicle. Today, we'll focus in detail on the first and most important reason – the comprehensive protection that this type of insurance provides.
In previous articles of our series, we examined comprehensive protection, quick payouts, and additional services that KASKO offers. Today we'll discuss why for certain categories of car owners – novice drivers and owners of expensive cars – a KASKO policy becomes not just desirable, but practically necessary.
In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.
Each year, more and more young people from Uzbekistan choose international education as a path to a successful career. In 2025, this trend reached new heights, and educational reforms within Uzbekistan itself are only fueling the interest in studying abroad. However, in the pursuit of quality education, it’s crucial not to overlook essential protection—medical insurance, which can be the deciding factor between successful studies and serious problems.
When planning a trip abroad, we often focus more on visas and tickets than on health protection. However, travel insurance in Uzbekistan is no longer a luxury, but a necessity — especially for residents of Tashkent, where international travel has long become the norm.
More and more people in Uzbekistan—especially in Tashkent—are choosing digital insurance for its speed, convenience, and freedom from unnecessary office visits. Since September 2024, the country has officially required all insurance contracts to be registered electronically through the Unified Information System. This means you can now get online insurance in just a few clicks—from home, the office, or even on your way to a café.
Many people believe that reliable insurance always comes with a high price tag. However, in reality, quality protection can be affordable. The key is to choose affordable insurance that meets your actual needs, without paying for unnecessary extras.
When you're young, it’s easy to feel invincible. Illnesses and injuries seem like distant concerns. But the truth is — unexpected situations can happen at any age. In such moments, having health insurance in Uzbekistan can become a vital safety net and a real support system.
Top 5 Insurance Myths You Should Stop Believing
OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache
Insurance as an Investment in Peace of Mind: 5 Real Stories
