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  3. OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

If you own a car, you’ve probably heard of OSAGO. It’s a mandatory insurance policy that you need to drive legally—whether you're cruising through the city or heading out on a road trip. And if you’re just about to buy a car, now’s the perfect time to understand how it works.

Why OSAGO Matters

Imagine getting into an accident—maybe you accidentally hit another car or someone gets injured. In these cases, the insurance company covers the expenses for repairs or medical treatment, as long as you have a valid OSAGO policy in Uzbekistan. It protects other drivers, their property, and their health from damage you may cause.

Your own vehicle isn’t covered under OSAGO—you’ll have to pay for those repairs yourself. If you’re looking for full protection, you can always get an additional comprehensive policy (KASKO).

How Much Does OSAGO Cost?

The cost depends on several factors: where you live, what kind of car you drive, and how you use it. Prices typically range from UZS 20,000 to 160,000 per year. If you drive a personal vehicle for everyday use, it usually falls on the more affordable end.

How to Get It Online

No need to visit an office, wait in line, or deal with piles of paperwork. You can now get your policy completely online—quickly, legally, and stress-free.

For example, you can apply directly through the EUROASIA Insurance website. Just enter your personal and vehicle information—and that’s it. Your electronic policy will be sent to your email and is accepted during vehicle inspections and roadside checks.

What You Should Know in Advance

Before getting your OSAGO policy, make sure you understand exactly what is covered, any limitations, and the maximum payout in case of an accident. These details can save you from unexpected expenses and unnecessary misunderstandings later on.

OSAGO acts as your safety net when the unexpected happens on the road. Spending a few minutes to get insured now is a lot better than spending months dealing with disputes and compensation later.

With best wishes on Uzbekistan’s Independence DaySeptember 1, 2025
With best wishes on Uzbekistan’s Independence Day

Dear compatriots, valued clients and partners of our Company! We sincerely congratulate you on the Independence Day of our homeland – the Republic of Uzbekistan!

New Leadership at Euroasia Insurance: Experience and Professionalism in Service of ClientsAugust 25, 2025
New Leadership at Euroasia Insurance: Experience and Professionalism in Service of Clients

Euroasia Insurance JSC has announced an important personnel appointment that strengthens the company’s position in Uzbekistan’s insurance market. Jonibek Abdumavlonovich Temirov has been appointed as the new Chief Executive Officer. Previously, he served as Deputy CEO for General Affairs.

Insurance in Uzbekistan: A Complete Guide to Types and Opportunities in 2025August 14, 2025
Insurance in Uzbekistan: A Complete Guide to Types and Opportunities in 2025

In recent years, many Uzbeks viewed insurance with skepticism. Today, the situation has changed dramatically. Insurance has become an integral part of modern life, and Uzbekistan’s insurance industry is experiencing a real boom. Let’s take a closer look at what opportunities modern insurance offers and how it can protect your interests.

With Deepest Appreciation: A Birthday Salute to DavidAugust 13, 2025
With Deepest Appreciation: A Birthday Salute to David

Dear David, Warmest birthday wishes to you!