We make the car insurance process as simple and convenient as possible for our clients
It takes only 5 minutes to issue an electronic policy. No office visits or unnecessary documents.
The insurance amount of up to 80,000,000 soums provides reliable protection for your liability.
The electronic policy has the same legal force as a paper one and is registered in the Unified Information System.
Manage your policies at any time through a convenient mobile application.
Our contact center is available 24/7 to help you in any situation.
Choose the insurance period and the number of drivers according to your needs.
OSAGO is mandatory car owner liability insurance. It covers damages that you may cause to other people or their property in a traffic accident. Under Uzbekistan law, every car owner must have an OSAGO policy.
Injury to third parties' health and life
Up to 52,000,000 soums (65%)
Damage to third parties' property
Up to 28,000,000 soums (35%)
Insurance coverage has been increased to 80 million soums. This means that in case of a traffic accident caused by your fault, the insurance company will cover damages up to a much larger amount than before.
Greater coverage means better financial protection for all road users.
For minor traffic accidents without casualties, you can use the europrotocol — a simplified procedure for filing a traffic accident report without calling the traffic police. This saves time and speeds up the insurance payout.
Important to understand: OSAGO does not cover damage to your car or your health. For that, there are other types of insurance, such as KASKO or our Euro KASKO.
In areas with high traffic density, insurance risk is higher.
Trucks and minibuses have higher risk compared to passenger cars.
In an unlimited policy, any driver can operate the vehicle, which increases the price.
If there are previous accidents or claims, the insurance cost may be higher.
If you need to update your current OSAGO auto insurance policy, check our step-by-step guide and the list of required documents.
At EUROASIA Insurance, we believe the best way to demonstrate the reliability of an insurance policy is to show it in action.
While driving a PORSCHE CAYENNE, our client failed to maintain a safe distance and collided with a MATIZ vehicle. The client was found to be at fault.
While driving a SPARK, our client violated traffic rules and collided with a BMW X5 vehicle. Since both parties agreed on the circumstances of the accident, the incident was documented using the European Protocol.
Suitable for minor accidents, filing takes approximately 30 minutes
No one was injured
Only two parties involved
Up to 28 million UZS — from 2026
No disputes about liability
What those who have already purchased MTPL from EUROASIA Insurance say about us
I got my MTPL policy online in 7 minutes, everything was very simple and clear. The policy arrived in my email instantly. I recommend it to everyone who values their time!
Chevrolet Cobalt Owner
I have been using EUROASIA Insurance services for 3 years. When I got into a car accident, they helped me quickly process all the documents and receive the payout. I'm very satisfied with the service!
Chevrolet Tracker Owner
Excellent insurance company! I got an electronic MTPL policy, everything was fast and hassle-free. The consultants answer all questions and are always ready to help.
Chevrolet Onix Owner
Tashkent Region
TashkentRepublic of Karakalpakstan
NukusAndijan Region
AndijanBukhara Region
BukharaJizzakh Region
JizzakhKashkadarya Region
KarshiNavoiy Region
NavoiyNamangan Region
NamanganSamarkand Region
SamarkandSurxondaryo Region
TermezSirdaryo Region
GulistanFergana Region
FerganaKhorezm Region
UrgenchSelect the 'Mandatory Auto Insurance (E-MTPL)' section, fill in the details, pay for the policy, and after payment, a link to download the policy will be sent to your specified mobile phone, or the policy will be sent to your specified email address. The policy will also appear in your personal account.
You need to fill in the data again, verify that the information is current, and pay for the new insurance period.
Immediately report the traffic accident to the competent authorities (Traffic Police) or fill out a European Accident Statement (if the conditions for its use are met), then contact the insurance company and file a claim for payment.
Usually, a claim form, a protocol or certificate from the Traffic Police (or a European Accident Statement), and a damage assessment from a licensed appraiser are required. For a full list, please check with our operators at the short number 1147.
You can check the status of your claim by calling the short number 1147 or track it yourself in your personal account.
OSAGO (Mandatory Third-Party Liability) covers damage you cause to other road users (their car, property, health), but does not cover your own damage. CASCO (voluntary insurance) protects your own car from various risks (accidents, theft, natural disasters, vandalism, etc.).
The total insured amount is 80,000,000 UZS. In case of damage to the victim's property, the amount of insurance compensation cannot exceed 35% of this sum (up to 14 million UZS), and for harm to life or health — no more than 65% (up to 28 million UZS).
The standard validity period for an MTPL policy is 1 year. However, other options are available: For seasonal use of a vehicle, a policy can be issued for 6 or more months. If it's necessary to transport a car to its registration location, a policy can be issued for 10 or more days.
When purchasing an MTPL policy, you can choose one of two options: Limited number of drivers — the policy is valid only if one of the drivers listed in the policy is driving. This option is cheaper. Unlimited number of drivers — the policy is valid regardless of who is driving. This option is more expensive but provides greater flexibility.
Write us your question, and we will get back to you shortly
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