Fourth Winner of Winter Giveaway! Warming Up with EUROASIA!
Fourth winner of EUROASIA Insurance winter giveaway received heated seat cover and EuroKASKO Side Parts module. Next draw December 29 at 1:00 PM!
Twenty-seven years. For history, it's just a moment. For a human life, it's a whole generation. And for a company, it's a journey filled with thousands of stories, millions of decisions, and one unwavering principle: to be there when it matters most. On December 18, 1998, when we, then under the name "Toshkent Sug'urta," issued our first insurance policy, we could hardly have imagined that a quarter of a century later we would become witnesses and participants in so many human destinies.
Today, on our 27th anniversary, we want to move away from dry numbers and reports. We want to talk about what really matters. About those moments when an insurance policy ceases to be just a piece of paper and becomes a lifeline, a support, and a symbol of confidence in the future. Behind each of our more than one million clients lies a unique story: the story of a family building a house, an entrepreneur risking for a dream, or a driver setting off on their first long journey. This article is not about us. This article is about you, our clients. About your trust, which we value above all else, and about the incredible stories we have lived through together.
Insurance is often perceived as something abstract, until that "insured event" occurs. It is in these moments that theory becomes reality, and promises are put to the test. Over 27 years, EUROASIA Insurance has accumulated many such stories in its archives. Here are just a few of them that have not only changed the lives of specific people, but have also influenced the entire insurance industry of Uzbekistan.
A Story That Made History: A New Car Instead of Repairs (2020)
June 2020. Jizzakh region. The driver of a corporate Chevrolet Trailblazer is involved in a serious accident — the car overturns and sustains critical damage. According to all the canons of the insurance business, a long process of assessment, coordination, and repair should follow. But at EUROASIA Insurance, they decided to take a different path. Instead of sending the wrecked car to a service center, the company made an unprecedented decision for the Uzbek market — to buy and give the client a brand new Trailblazer.
The payout, which amounted to almost UZS 400 million, was not just compensation. It was a precedent. For the first time in the country's history, an insurance company demonstrated that its main goal is not to minimize costs, but to return what was lost to the client as quickly and efficiently as possible. This story became a legend and showed the entire market what a true customer-centric approach is.
Seven Days That Saved a Budget: 75 Million in a Week (2025)
May 2025. Tashkent, Yunusabad district. Islambek Khusnitdinov, the owner of a KIA Sorento, is at fault in a car accident. The damage to his car is estimated at a colossal 74.8 million soums. For many, such a sum would be a financial disaster. But not for Islambek. On May 12, he files a claim with EUROASIA Insurance, and on May 19, the entire amount is in his account. Seven days. From filing a claim to full payment.
"I didn't know that insurance could work so quickly," Islambek later shared. "I was preparing for long months of waiting, disputes, and expert examinations. But in the end, I got the money before I even had time to realize the full scale of the problem. It completely changed my perception of insurance." This case became a vivid example of how well-established business processes and the company's digital transformation directly affect the speed and quality of claims settlement.
When UZS 300 Thousand Saves from UZS 12 Million: The Real Math of Insurance
This story, told by our client Rashid from Tashkent, perfectly illustrates the very essence of insurance. While driving on the Small Ring Road, he did not have time to react to the sharp braking of a new Toyota Camry in front of him. The result — a damaged bumper, trunk, and optics on the other car, and a repair bill for 12 million soums.
For Rashid, a 28-year-old driver, this was a huge amount. But he was saved by the fact that a few months earlier he had spent about UZS 300,000 on a CMTPL policy. One call to the insurance company, and the entire amount of the damage was covered. "The policy cost me as much as one dinner at a restaurant, and it saved me from a debt that I would have been paying off for probably a year," says Rashid. This simple arithmetic is the best proof that insurance is not an expense, but the most reasonable investment in one's own peace of mind.
These stories would not have been possible without the long and sometimes difficult path we have traveled. A path of 27 years. It all began on December 18, 1998, with the founding of the insurance company "Toshkent Sug'urta". This was a time of the formation of a market economy in Uzbekistan, and we were among the pioneers who learned to work in new conditions, building trust from scratch.
A key turning point was 2003, when the transformation into EUROASIA Insurance took place and a Swiss partner joined the founders. This event did not just change the name — it brought international standards, advanced technologies, and a new business philosophy to our work. In 2010, we strengthened our status by becoming a full-fledged joint venture, which opened up even more opportunities for growth.
Recognition was not long in coming. In 2017, at the X Tashkent International Forum on Insurance and Reinsurance, we were named "The Best Insurance Company in Uzbekistan", receiving the prestigious "Oltin Soyabon" ("Golden Umbrella") award. This "golden umbrella" has become for us a symbol of the protection we strive to give to every client.
Even in the most difficult times, such as the pandemic year of 2020, we not only stood firm, but also demonstrated our reliability by paying out a record 22 billion soums. In 2024, we received the highest national rating of uzA++ from the "Ahbor-Reyting" agency, which confirmed our financial stability and reliability for clients.
2025 was a year of technological breakthrough. We were the first in the country to launch the intelligent AI assistant "Ali" and received the international quality certificate ISO 9001:2015. This journey from a small city company to a recognized technological leader is the best evidence that we never stand still.
Behind every story and every achievement are numbers that demonstrate the scale of our work better than any words. This is not just statistics, it is 27 years of hard work, embodied in concrete results:
Over 1,000,000 clients throughout Uzbekistan have entrusted us with their protection. This is like the population of an entire metropolis, and we are proud to be a part of the lives of such a huge number of people.
Available online 24/7. We are a fully digital company — you can get a policy, file a claim, or get a consultation at any time and from anywhere in the country through our website or mobile application. No queues, no trips to the office.
Over 15 million US dollars — this is the total amount of insurance payments throughout the company's history. This money has helped our clients rebuild businesses, repair homes, fix cars, and, most importantly, regain confidence after unforeseen events.
17 classes of general insurance. We provide a full range of services — from a simple CMTPL policy to comprehensive insurance for industrial giants.
Olympic champions choose us. When a legend of Uzbek sports, Olympic weightlifting champion Ruslan Nuridinov, trusts us with the insurance of his car, for us this is the highest assessment of trust.
These numbers are not an end in themselves. They are a reflection of the trust you place in us every day. And we do everything to justify it.
Being a leader means not only following trends, but also creating them. From the very first day, we have strived to be one step ahead, implementing technologies that make insurance simpler, more accessible, and more understandable.
Our most striking technological breakthrough was the launch in June 2025 of the intelligent assistant "Ali". Created on the basis of advanced Google language models and trained on our own data, "Ali" became the first AI consultant in the insurance sector of Uzbekistan. It works 24/7, helping clients choose the optimal products, understand tariffs, and even issue policies. This is not just a chatbot, it is a full-fledged employee, ready to help at any minute.
Another of our prides is the innovative product EURO KASKO. We have moved away from standard "boxed" solutions and offered the market a modular approach. Now clients can choose which parts of their car to insure, creating a policy like a constructor. This has made KASKO much more flexible and accessible to a wide range of car owners.
The whole of our activity is permeated with the idea of digital transformation. We have made it so that a policy can be issued online in 5 minutes through the website or mobile application. We have launched online claims settlement to save clients from having to visit the office. We have created a partnership program that allows anyone to earn money simply by recommending our services. All this is part of our big goal: to make insurance as simple and convenient as ordering a taxi or food delivery.
27 years is a respectable age, but for us it is just the beginning of a long journey. We look to the future with optimism and a clear plan of action. Our ambitions for 2026 and the following years are not just numbers in reports, they are our strategy to strengthen our leadership and further develop the insurance market of Uzbekistan.
We plan to increase our authorized capital to 43 million dollars, and bring our assets to UZS 1 trillion. These resources will be directed to expanding the product line, further developing digital services, and introducing new technologies. We will continue to invest in artificial intelligence and automation to make our services even more convenient and faster, and in training our employees so that you always receive the highest level of service. We will pay special attention to increasing the insurance culture of the population, because we believe that financial literacy is the key to the well-being of the entire nation.
In conclusion, we want to say the most important thing. EUROASIA Insurance is not only shareholders, management, and employees. EUROASIA Insurance is, above all, you, our clients. Each of the stories told, each achievement, each step forward would have been impossible without your trust.
Thank you for choosing us for 27 years. Thank you for entrusting us with the most valuable thing — your peace of mind and your future. We are proud to be a part of your life and promise to continue to be your reliable support.
We still have many victories, innovations, and stories with a happy ending ahead of us. Join our large family of over a million people! Share your story with EUROASIA Insurance in the comments.
Fourth winner of EUROASIA Insurance winter giveaway received heated seat cover and EuroKASKO Side Parts module. Next draw December 29 at 1:00 PM!
Third winner of EUROASIA Insurance winter giveaway from Uzbekistan region! Car vacuum cleaner and EuroKASKO module of choice awarded. Next draw December 22 at 1:00 PM!
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