
Someone clipped your bumper. Both cars still drive, nobody's hurt, and the other driver already says, "that was my fault." And yet you're both standing on the shoulder, waiting for a patrol car — while traffic backs up behind you.
You didn't have to wait. When seven legal conditions are all met at once, drivers can settle a minor accident themselves — fill in a form, photograph everything, and clear the road. The payout still comes in full.
Below: the seven conditions, every field on the form, the timeline from accident to payout, and the mistakes that get a notification form thrown out.
In this article:
- What europrotocol is and who it's for
- When it applies: 7 conditions that must all be met
- How to fill in the accident notification form
- Step by step: from the accident to the payout
- The payout limit — and what if damage exceeds it
- Mistakes that get the notification form invalidated
- Europrotocol or calling the road safety service: how to choose
- What happens after you submit the documents
- Frequently asked questions
What europrotocol is and who it's for
Europrotocol settles a road traffic accident without calling out Uzbekistan's road safety service — officially the Road Safety Department (UBDD) and Traffic Safety Service (GSBDD) under the Ministry of Internal Affairs. The official document is the accident notification form: drivers fill it in, sign it, and hand it to their insurer themselves.
Uzbekistan introduced this procedure through Law ZRU-711 of 25 August 2021; the rules on the notification form took effect that same year, on 25 November.
Europrotocol only fits minor accidents: two cars collide, nobody's hurt, the at-fault driver admits it, and there's no argument about the damage. Then, instead of waiting for an inspector, you handle everything on the spot — fast.
Print the form before you need it — download the PDF from the europrotocol page. Searching for a blank form mid-accident is the worst possible time to do it.
The official name: "notification of a road traffic accident"
The law doesn't actually use the word "europrotocol" — the official name is notification of a road traffic accident; "europrotocol" is just everyday usage. Insurers understand both, but the form and the law call it a notification.
When it applies: 7 conditions that must all be met
The grounds for a notification form are printed right on it. There are seven, and all seven have to be true at once:
- Nobody was injured, not even minor injuries, and nothing was damaged besides the two vehicles — no traffic lights, signs, or barriers.
- One driver fully admits fault.
- No pedestrian was involved.
- Exactly two vehicles collided (a car with a trailer counts as one unit), and only those two vehicles were damaged.
- Both owners' civil liability was insured before the accident — meaning both cars have a valid OSAGO policy (compulsory third-party liability insurance).
- Both drivers' documents are valid and on hand: license, registration certificate, power of attorney (where required), and waybill (where required).
- There's no disagreement between the drivers about the description of the damage or the list of damaged parts.
If even one of these conditions isn't met, the notification form you filled in is considered invalid.
This isn't a technicality: if your insurer later finds one condition wasn't met, the payout gets denied — and the time is already lost. If unsure, calling the road safety service is safer.
One more requirement, separate from the list: a medical exam. Europrotocol doesn't work if either driver was intoxicated, and saying so isn't enough — both drivers need a medical exam and certificate within 4 hours. It's not officially the eighth condition, but skip it and the consequences are the same.
The damage amount isn't on the conditions list. People sometimes call "damage must stay under the limit" an unofficial eighth condition — that's wrong: the limit caps the payout, not your right to settle without the road safety service. More on the limit below.
You can check whether the other driver's policy is genuine right at the scene — here's how. No valid policy means no europrotocol, plus a fine on top.
How to fill in the accident notification form

The same fill-in sequence is shown on video: EUROASIA's guide on YouTube. The video is in Russian.
The downloadable file — a PDF in Uzbek, in the Cyrillic alphabet, not English — runs four pages and bundles two documents: pages one and two are the notification form (front and back); pages three and four are Annex 8 to the regulations, a diagram of the procedure's steps and deadlines. You only fill in the first two.
Two rules are printed on the form: fill it in with a blue ballpoint pen, and fill in 2 copies — each driver keeps one.
The two copies need to match exactly — any correction or discrepancy can turn into a dispute later.
The shared section — both drivers fill in together: location (down to the street and building number), date and time to the minute, how many vehicles were damaged, whether sobriety was checked, witnesses (name and address), and whether an Internal Affairs officer was present.
Columns A and B — each driver fills in their own column:
- vehicle make and model, body or chassis number, engine number, license plate, and the registration certificate's series and number;
- the owner's full name and address;
- the driver's details: full name, date of birth, address, phone, license series/number/category, and the document giving them the right to drive this car;
- the insurer's name, the policy's series and number, and its validity period;
- the point of initial impact — marked with an arrow on the car-body diagram;
- the nature of the damage and a list of the damaged parts;
- the objections field;
- the driver's signature.
An empty objections field isn't just normal — it's one of the conditions itself. If something real is written there, condition 7 isn't met, and you need the road safety service instead.
Admitting fault must be unambiguous — a clear phrase like "I fully admit fault," not vague wording like "I guess I made a mistake too." The form has no checkbox for this; spell it out in the free-text section on the back — the accident description or comments.
The 22 items describing how the accident happened — what to mark
The form's middle column lists 22 items describing what each car was doing, each with its own checkbox for A and B: parked, turning, overtaking, reversing, entering an intersection, changing lanes, and so on.
Mark only what actually happened. Every extra checkmark gives room to reinterpret the accident later; every one you skip weakens your own version of events.
The accident diagram — how to draw it
Five instructions for drawing it are printed right on the form — read those first.
Someone seeing it for the first time should be able to reconstruct the accident from it alone: road surface and lane count, signs and traffic lights, both cars' positions at the moment of collision, direction of travel marked with arrows, street name, and nearest building number.
The most common mistake: drawing the cars as plain rectangles without showing which side took the impact — that establishes nothing. The second: the diagram contradicts the photos, car in one lane on paper, another in the picture — an automatic reason for your insurer to dig deeper.
The back of the form and the written explanation
The back is where you describe the accident freely, in your own words, in order — plus who was driving (owner or someone else entitled to), whether the car can still move under its own power, and if not, where it is now, and a comments field.
One line on the form says: "photos and video recordings are attached." Taking photos isn't optional — it's part of the form. Each driver dates it, signs it, and prints their name.
Step by step: from the accident to the payout

| Timeline | What happens | Who |
|---|---|---|
| At the scene, immediately | Fill in the notification form in 2 copies; photograph and film the scene, the damage, road signs, and barriers | both drivers |
| Within 4 hours | Get a medical exam to check for intoxication | both drivers |
| Within 3 business days | Independent expert assessment (damage valuation) — on your own initiative or if your insurer requires it | the injured party and an expert organization |
| Within 3 business days | Submit the full document package to the insurer | both drivers |
| Within 15 calendar days | Register and review the documents, inspect the vehicle, and issue a decision to pay or deny | the insurer |
| Within 5 business days of the decision | Transfer the insurance payout | the injured party's insurer |
The package for your insurer: the completed notification form, photos and video, an application for direct settlement, the medical exam certificate (both drivers), copies of the driver's license and registration certificate, a copy of the E-OSAGO policy, and the expert's report if needed.
72 hours and 3 business days are two separate obligations, not a contradiction. Notify your own insurer of any insured event within 72 hours — that's just the notice. Submitting the full package under europrotocol has its own deadline: 3 business days. First is the heads-up, second the complete package. The at-fault driver also owes the injured party a copy of their E-OSAGO policy within 3 calendar days.
Who you submit the documents to. The injured party submits the package to their own insurer — the direct settlement procedure, with the two companies settling up afterward. Going to the at-fault driver's insurer is possible too, but not the only route. If something's missing, the insurer has 3 business days from receiving the documents to say what.
General steps at the scene of any accident — securing the area, calling an ambulance, gathering witnesses — are covered in a separate guide.
The payout limit — and what if damage exceeds it
Starting 1 January 2026, the total OSAGO sum insured is 80 million sum — 35% (28 million sum) for property damage, the remaining 52 million sum for harm to life and health. New amounts and rates: separate article.
There's no separate limit for europrotocol. The 28 million sum is the OSAGO policy's property limit, regardless of how the accident gets settled. A lower, europrotocol-only cap is how some other countries do it — Uzbekistan has no such two-tier system.
If repairs cost more than 28 million sum, the insurer pays up to the limit, and the injured party can pursue the at-fault driver in court for the rest — in practice, a long road. If the damage might be worse than it looks, or the car's expensive, calling the road safety service is calmer.
Mistakes that get the notification form invalidated

1. Not enough photos. Most people photograph only the damaged spots, skipping the overall scene — lanes, signs, the traffic light, where each car sits. A real example: nobody photographed the working traffic light at an intersection collision; the other driver later claimed "I had a green light," with no evidence either way, and the dispute never got resolved.
2. A careless diagram. See the section above — a diagram that can't reconstruct the accident just raises more questions than it answers.
3. A disagreement hiding behind two signatures. Both drivers signed but never actually agreed on what happened — say, both genuinely believe they had the green light. On paper the form looks complete; in substance it's a dispute, exactly what gets a notification form invalidated later.
4. Missing the document submission deadline. It's 3 business days — printed on the form and in Annex 8 to the regulations. The countdown starts from the date of the accident, not the day you learn about the deadline. Miss it without a valid excuse, and it's one of the grounds for recourse below.
5. Using europrotocol for an accident that doesn't qualify. Three cars, an injury, a damaged traffic light, a second driver with no valid policy — any one of these makes the notification form invalid.
6. An unclear admission of fault. Exactly one driver needs to fully admit fault. A note saying "we're both partly to blame" isn't europrotocol — that's a case for the road safety service.
7. Differences and corrections between the two copies. Both copies must be identical — every correction, crossed-out word, or added sentence is a potential dispute later.
Europrotocol or calling the road safety service: how to choose
| Criterion | Europrotocol | Calling the road safety service |
|---|---|---|
| Who handles it | the drivers themselves, at the scene | a road safety officer |
| When it applies | only when all 7 conditions are met | any situation |
| Number of vehicles | exactly 2 | no limit |
| Injuries | must be none | any outcome |
| Fault | the at-fault driver admits it, no dispute | a third party records the circumstances |
| Property damage limit | 28 million sum | 28 million sum — the same |
| How much the document is worth | if all 7 conditions hold, it's full grounds for payout; if one doesn't, it's invalid | documents are drawn up by an authorized body |
| Time | on the spot, fast | waiting for a patrol car and drawing up a report |
The limit is identical either way — so the choice isn't about "getting a bigger payout." It's about certainty.
Calling the road safety service makes sense when:
- there's even the smallest disagreement about fault, or the other driver says "let's talk later";
- the damage might be worse than it looks — modern cars hide sensors and radar behind the bumper, and replacing/calibrating them costs far more than a scratched paint job;
- the other driver won't show their documents, or you have doubts about whether their policy is genuine;
- either driver doesn't feel well — at that point, you can't honestly say "no injuries."
Europrotocol fits things like a light bump in a parking lot, a minor scrape while changing lanes, or a slow-speed rear-end — accidents where everything is plainly visible and you both see it the same way.
What happens after you submit the documents
The insurer registers the documents, reviews them, inspects the vehicle, orders an independent expert assessment if needed, and issues a decision — pay or deny — within 15 calendar days.
You can't repair the car before the decision comes in. Permission to repair or write off comes with the decision — fix it beforehand and you lose any way to prove what the damage looked like.
The payout goes out within 5 business days of the decision. Under the direct settlement procedure, it's your own insurer who pays it.
Recourse. The insurer can recover what it paid from the at-fault driver, within 15 business days of the documents being submitted. Two grounds:
- the driver didn't take steps to get the medical exam within the required time;
- the documents weren't submitted on time, without a valid excuse.
In other words, skipping the medical exam risks not just a denied payout — it also risks being asked to pay that money back later.
One special case: if the insurer spots signs of a crime, or circumstances that rule out settling this way, while reviewing the notification form, the documents go to law enforcement.
One more thing worth knowing: payout history affects your next policy's price. After a single payout, the coefficient rises to 1.3 — not a europrotocol rule, but a general OSAGO one, part of the bonus-malus system.
Frequently asked questions
The damage is minor, but the other driver won't admit fault. Can I still fill in a europrotocol form? No. One driver fully admitting fault is one of the seven conditions — a dispute means calling the road safety service, otherwise the notification form gets declared invalid and the time is wasted.
What if repairs cost more than 28 million sum? The insurer pays up to the limit; pursue the rest against the at-fault driver in court, though that's a long process. If you can't tell in advance how much the damage will cost, settle through the road safety service instead.
Can I repair the car right away? No. Permission to repair comes together with the insurer's decision, and that decision comes within 15 calendar days of submitting the documents.
What if I don't have the form with me? Print it ahead of time and keep it in the car — the file's on the europrotocol page. You can also get a copy from your insurer when your policy is issued. Without it, you can't settle on the spot.
How long until the payout arrives? Two timeframes stack: 15 calendar days for the decision, plus 5 business days for the payout. The clock starts once the full document package is submitted — which is why one missing document can drag out the whole process.
We filled in a notification form, and afterward it turned out one of the conditions wasn't actually met. What happens? The notification form is invalid, and the payout gets denied. If the money was already paid, the insurer can recover it from the at-fault driver through recourse. That's why it pays to check every condition on the spot, before anyone signs.
Download the form now and keep it in your car. Check it. Fill it in when you need to — that way, you won't be hunting for it mid-accident: the europrotocol page.
If your policy is about to expire, or you haven't bought one yet — calculate the price in the calculator. Still have questions? Call 1147.
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