We continue our series of articles about KASKO benefits in Uzbekistan. In the first article, we provided a general overview, in the second we discussed comprehensive protection, and in the third – quick payouts. Today we'll talk about pleasant and useful bonuses – additional services that transform a KASKO policy from simple insurance into a real roadside assistant.
Modern auto insurance in Tashkent and other cities of Uzbekistan goes beyond simple damage compensation. Insurance companies understand that clients need not only financial compensation, but also prompt assistance in difficult situations. Therefore, many policies, especially premium KASKO, include a full range of useful services.
1. Vehicle Evacuation: If your car cannot move under its own power after an accident or breakdown, the insurance company will arrange and pay for a tow truck to the nearest service center or parking lot. This eliminates the need to search for a tow truck yourself and pay for its services.
2. Roadside Technical Assistance: Dead battery? Flat tire? Out of gas? Lost your keys? In many cases, calling a tow truck isn't necessary. Technical assistance specialists can come and solve the problem on the spot: jump-start your battery, change a tire, bring fuel, or unlock a locked vehicle.
3. "Sober Driver" Service: A useful option for those who don't want to take risks after a party or corporate event. A special driver will come and take both you and your car home safely.
4. Taxi Expense Compensation: If your vehicle is being repaired after an insurance claim, some KASKO policies compensate taxi expenses for a certain period (for example, up to 2 weeks), so you won't be left without transportation.
5. 24/7 Information Support: You can always call the insurance company's hotline to get advice on what to do in case of an accident, check the status of your case, or ask any questions about your policy.
Additional services make car ownership significantly easier and more comfortable:
Time and Stress Savings: No need to search for help yourself in an emergency situation.
Financial Benefits: Tow truck or technical assistance services can be expensive, but with KASKO they're often provided free of charge or with significant discounts.
Confidence and Peace of Mind: Knowing that you'll receive help in any situation gives you confidence on the road.
"I was driving out of town late in the evening when my car suddenly stalled. There was no one around, and it was far to the nearest settlement. I called my insurance company and explained the situation. Within an hour, technical assistance arrived – it turned out to be a battery problem. They helped me start the car, and I was able to drive home peacefully. Without KASKO, I would have had to spend the night on the highway or pay huge money for a tow truck."
— Bakhtiyor, EUROASIA INSURANCE client
Additional services are another significant advantage of KASKO that enhances the comfort and safety of car ownership. When choosing a policy, pay attention not only to the main insurance terms, but also to the list of included additional services.
In our next article, we'll discuss why KASKO is especially important for beginners and owners of expensive vehicles.
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