KASKO, OSAGO and Winter Raffle 2026: How to Get Policy in 3 Minutes

The modern pace of life in Uzbekistan, especially for business owners and active professionals, demands maximum efficiency in time and financial management. Daily urban commutes and asset management involve risks that can lead to significant, unpredictable losses. For entrepreneurs whose vehicles are often integral to their work processes, a breakdown or traffic accident can not only disrupt personal plans but also halt business operations, dealing a serious blow to both family and company budgets.

Euroasia Insurance (EAI) has been operating in the market for over 25 years, serving more than one million clients across the country. The company's mission is to eliminate these financial risks through digital solutions that provide speed, transparency, and maximum reliability. Asset owners and responsible citizens are looking not just for insurance, but for a guarantee that in a critical moment they will receive fast and complete support.

This article provides a detailed overview of how EAI's digital products, including mandatory OSAGO and flexible KASKO, help solve the main problems of modern drivers: lack of time, difficulty of choice, and fear of losing money. In addition, the company encourages a responsible approach to risk management by offering a unique chance to participate in the grand "Winter Raffle 2025/2026" when purchasing a policy.

Don't waste time in queues! Get mandatory OSAGO online in just 3 minutes and receive reliable protection right now.
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Euroasia Insurance: 25 Years in the Market and 99.7% KASKO Payouts — Why Do Millions Trust Us?

The foundation of any insurance product is trust. An entrepreneur who makes decisions daily under risk conditions values clear guarantees and statistical reliability, not abstract promises.

Proof of Reliability in Numbers

The main fear of consumers is bureaucracy, delays in the process, or refusal to pay, which leads to a feeling of "wasting money." Euroasia Insurance counters this fear by operating with exclusively transparent and high indicators. The company's total payout volume has exceeded $15 million, confirming its financial stability and capacity to fulfill client obligations.

A key indicator demonstrating EAI's service level is the percentage of insurance claim payouts. For KASKO policies (voluntary auto insurance), this figure stands at 99.7%.

International Recognition and Quality Standards

Additional confidence in the company's reliability comes from external assessments. Euroasia Insurance operates under a license from the Insurance Market Development Agency under the SCEDT of the Republic of Uzbekistan for all 17 classes of general insurance. Furthermore, the company has received international recognition from Moody's and holds an ISO 9001:2015 quality certificate issued by Bureau Veritas Certification in October 2025.

For an entrepreneur, these certificates mean that the company operates not only in accordance with local legislation but also complies with strict international standards for quality and process management. This guarantees transparent and fast loss settlement — a process that, according to the company, takes only 3-5 business days.

Your financial security is guaranteed by Moody's international rating and 25 years of experience. Choose reliability.
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Insurance as an Act of Responsibility

In a cultural context where certain religious doubts exist regarding traditional insurance, the emphasis on reliability, transparency, and speed of payouts shifts the focus. Insurance is viewed as a responsible and modern method of preserving one's property and ensuring family safety (Hifz al-mal). Choosing a market leader with a proven reputation for reliability legitimizes the purchase of a policy as a balanced decision in asset management.

The Responsible Owner's Choice: How EURO KASKO Helps Save Up to 4 Million Soums?

Many car owners face the complexity of choosing an insurance product. It is necessary to understand that OSAGO (Compulsory Motor Third Party Liability) and KASKO (Voluntary Auto Insurance) solve fundamentally different tasks.

OSAGO and KASKO: Key Difference

OSAGO is a mandatory insurance type that covers damage caused by the vehicle owner to another party's property, health, or life resulting from an accident. This policy protects the driver's civil liability.

KASKO, by contrast, is voluntary and provides protection for one's own vehicle against a wide range of risks, including accidents (regardless of fault), theft, natural disasters, or fire. For owners of expensive vehicles or key business assets, KASKO represents essential financial planning against large unforeseen expenses that could impact family or business budgets.

EURO KASKO Advantage: Modular Flexibility

Standard KASKO may seem expensive or excessive, which is a serious barrier for consumers who want quality protection without overpaying. In response to this demand, Euroasia Insurance has developed a unique system — EURO KASKO, or "Auto Insurance Constructor."

EURO KASKO is a modular system that allows the client to independently choose only those risks and those parts of the vehicle they want to insure. This personalization enables cost reduction, making voluntary insurance more affordable. Modular packages start from 200,000 soums per year.

The flexibility of EURO KASKO addresses not only cost concerns but also the complexity of selection. The client gets the opportunity to create a policy that perfectly matches their budget and real needs, whether it's protection against theft, parking damage, or a complete "all risks" package.

Comparison with Bank Insurance: Financial Benefit

Particularly relevant is the comparison with KASKO policies that are often imposed by banks when arranging auto loans. Frequently, such policies are more expensive and less flexible. Changing insurance companies when having an auto loan is completely legal, and switching to an EAI product can bring significant savings.

EAI products — KASKO LITE, SMART, and DELUXE — are designed for different categories of drivers, providing an optimal price-to-coverage ratio.

The total savings of 1 million soums annually (as in the case of Hyundai Elantra) over several years of credit can amount to 4-5 million soums, allowing a client who values financial transparency to manage their assets more efficiently and possibly even pay off the auto loan early.

Stop overpaying the bank! Save up to 4 million soums over 4 years.

Prize Raffle: Your Lottery Ticket for Responsible Insurance

Euroasia Insurance regularly conducts promotions to encourage clients who choose a responsible approach to protecting their assets. The "Winter Raffle 2025/2026" is an opportunity to receive valuable prizes simply for taking care of your property's safety and fulfilling mandatory legislative requirements (OSAGO).

How to Participate in the "Winter Raffle 2025/2026"

Participation in the raffle is linked to purchasing a OSAGO, KASKO, or EURO KASKO policy through the mobile application.

The participation procedure is extremely simple and integrated into the purchase process:

1. Visit the promotion landing page (https://eai.uz/en/promo/zimniy-rozygrysh-2025-2026).

2. Choose the necessary policy (OSAGO or KASKO/EURO KASKO for complete protection).

3. Complete the policy through the application. Filling in all necessary data takes only 3 minutes.

4. Receive a unique number in the Telegram bot to participate in the raffle after payment.

Special attention should be paid to the fact that purchasing a KASKO/EURO KASKO policy is positioned as a "double win": you not only protect your assets but also get a chance at a valuable prize.

Participate in the raffle! Your OSAGO or KASKO policy is a chance for a major prize.
Go to the promotion landing page and purchase a policy >>

Why the Euroasia Insurance Mobile App Is the Key to Your 24/7 Protection

A business owner or active professional constantly experiences a time deficit and strives to minimize any contact with bureaucracy. Euroasia Insurance's digital leadership eliminates these barriers, making policy management as fast and convenient as possible.

Speed of Registration and Management

EAI's main competitive advantage is speed. OSAGO policies, like other products, can be processed online in an incredibly short time — just 3 minutes, without the need to visit an office. This is faster than finding parking in the city center and allows the client to resolve the insurance issue at any convenient time, even at night.

Purchasing through the mobile application (available for iOS and Android) has additional advantages. Purchasing through the mobile channel provides:

• Direct communication: Push notifications about renewal deadlines or important changes.

• Digital policy: The policy is always at hand and cannot be lost.

Protection and Assistance in Critical Situations

Digitalization in insurance is not only about purchase speed but also about reliability in a moment of crisis. The EAI mobile application becomes an emergency digital assistant, which is a key element in relieving emotional stress during an accident.

In case of an accident, a critically important function is the ability to instantly call a tow truck or technical assistance, which is carried out using geolocation. This guarantees the fastest possible arrival of help, which is especially valuable in unfamiliar territory. In addition, round-the-clock 24/7 support is available directly in the app chat, allowing you to immediately receive consultation on insurance claim settlement without wasting time on calls and waiting.

📲 Your personal insurance assistant 24/7.
Android, iOS

Euroasia Insurance offers its clients three key advantages that meet the highest requirements of the modern Uzbekistan market: reliability (confirmed by 99.7% KASKO payouts and 25 years of experience), convenience (thanks to digital leadership allowing policy registration in 3 minutes), and benefit (through flexible EURO KASKO tariffs and a chance to win in the "Winter Raffle 2025/2026").

Choosing Euroasia Insurance is not just purchasing a policy, but a balanced decision to protect family well-being and business assets. An owner who values their time and money receives maximum coverage at an individually selected rate, as well as guaranteed support in any critical situation thanks to the mobile application.

Don't delay protecting your assets! Get mandatory OSAGO or a complete KASKO package online right now, experience the speed of Euroasia Insurance's digital solutions, and automatically become a participant in the "Winter Raffle 2025/2026".

Double benefit! Get your policy today, receive 99.7% protection and a chance to win valuable prizes!
Purchase a policy and participate in the Promo >>