5 Reasons to Get Comprehensive Car Insurance (KASKO)

In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.

1. Comprehensive Protection Against All Risks

Full KASKO insurance provides coverage for a wide range of risks:

• Traffic accidents (regardless of who is at fault)

• Theft or hijacking of the car or its parts

• Vandalism and other illegal actions

• Natural disasters (hail, flooding, hurricanes)

• Fire, explosions, falling objects

Unlike OSAGO, which only covers damage caused to others, KASKO protects your car in any situation.

2. Fast and Guaranteed Payouts

Modern insurance companies in Uzbekistan offer prompt handling of claims. Some insurers even guarantee claim payments within just three business days.

KASKO payouts come with minimal restrictions—you may still receive compensation even if traffic rules were violated or if the guilty party fled the scene. Many companies also offer zero-deductible KASKO, meaning full reimbursement with no out-of-pocket costs.

3. Additional Services and Roadside Assistance

Modern auto insurance in Tashkent is not just about financial protection—it’s a full support system. Premium KASKO policies often include:

• Free towing in case of breakdown or accident

• Technical support for minor faults

• “Sober driver” service

• Taxi fare reimbursement during repairs

• 24/7 assistance and consultations

These services make car ownership more convenient and safer.

4. Especially Valuable for New Drivers and Owners of Expensive Cars

For beginners, KASKO is like a safety net, allowing them to gain driving experience without the fear of costly mistakes.

For luxury car owners, comprehensive insurance is essential due to high repair costs, expensive parts, and a higher risk of theft. Additionally, KASKO is often required when purchasing a car on credit.

5. Affordable and Convenient Online Registration

Today, KASKO can be purchased online in just a few minutes. The digitalization of Uzbekistan’s insurance market has made buying insurance products significantly easier.

Modern insurers offer packages for every budget. For example, the basic LITE package can cost from just 1.3% of the vehicle’s value, and you can calculate the premium yourself using online calculators.

Conclusion

To sum up, getting KASKO insurance for your car in Uzbekistan is a smart decision that provides not just financial security, but also peace of mind.

Don’t postpone protecting your vehicle — you can apply for KASKO online right now, and you’ll appreciate its benefits at the very first claim.

Contact Information

To calculate your KASKO and get a policy, use EUROASIA Insurance’s online service. We offer three packages — LITE, SMART, and DELUXE — tailored to different needs and budgets. You can check how much KASKO costs for your vehicle and apply via the link or by calling the hotline 1147.

Remember: Full car insurance is not just a formality — it’s a real tool for protecting your finances and ensuring peace of mind when owning and using your car.