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Car Insurance Guide

Euroasia Insurance offers EUROKASKO as a smart alternative to waiting for the new OSAGO rates

In anticipation of OSAGO tariff changes effective January 1, 2026, Euroasia Insurance introduces EUROKASKO as a ready-made solution for car owners who don’t want to wait and are ready to get extended protection today.

August 11, 2025Euroasia Insurance offers EUROKASKO as a smart alternative to waiting for the new OSAGO rates thumbnail
Car Insurance Guide

Europrotocol vs. Standard Accident Reporting: What to Choose in 2025?

In the event of a traffic accident, drivers are often faced with a choice: to complete the accident report themselves using the Europrotocol or to call the traffic police for standard documentation. Each option has its advantages and disadvantages, and the right choice can significantly impact the speed of receiving insurance compensation and the amount paid out.

August 1, 2025Europrotocol vs. Standard Accident Reporting: What to Choose in 2025? thumbnail
Car Insurance Guide

European Accident Statement in Uzbekistan: Complete Guide 2025

Every year, the number of vehicles on Uzbekistan’s roads increases, along with the number of road traffic accidents. To simplify the procedure for documenting minor traffic accidents, the country has introduced the European Accident Statement (Europotokol) system. It allows drivers to independently record the circumstances of an accident without calling the traffic police.

July 31, 2025European Accident Statement in Uzbekistan: Complete Guide 2025 thumbnail
Car Insurance Guide

5 Common Mistakes When Filling Out the European Accident Statement (Europrotocol)

The Europrotocol significantly simplifies the procedure for documenting road traffic accidents, but incorrect completion of the documents can lead to serious problems when claiming insurance compensation. According to insurance companies, about 30% of Europrotocol claims are rejected due to documentation errors. Let’s look at the most common mistakes and how to avoid them.

July 30, 20255 Common Mistakes When Filling Out the European Accident Statement (Europrotocol) thumbnail
Car Insurance Guide

Car Insurance in Uzbekistan: The Complete 2025 Guide

Bought a car? Congratulations! But along with the car keys, you’ve also received new responsibilities. Starting from July 2025, updated insurance regulations have come into effect in Uzbekistan, and ignoring them has become very expensive.

July 17, 2025Car Insurance in Uzbekistan: The Complete 2025 Guide thumbnail
Car Insurance Guide

Why KASKO from Euroasia Insurance Is More Profitable than Bank Insurance for Auto Loans

Auto loans have become the main way of purchasing vehicles in Uzbekistan. However, the hidden costs of mandatory KASKO insurance can significantly increase the total cost of a loan. More than 15 banks across the country offer car loans with interest rates ranging from 16.99% to 31.5%, often requiring borrowers to purchase expensive KASKO policies from partner insurance companies.

July 15, 2025Why KASKO from Euroasia Insurance Is More Profitable than Bank Insurance for Auto Loans thumbnail
Car Insurance Guide

Fines for Driving Without OSAGO Insurance in Uzbekistan (2025): How Much You’ll Pay and How to Avoid It

Buying your first car is an exciting milestone — but along with the joy of ownership comes responsibility. One of the most important obligations is compulsory car insurance, known in Uzbekistan as OSAGO (Compulsory Third-Party Liability Insurance, or OSGOVTS). In Uzbekistan, having a valid OSAGO policy is strictly enforced, and driving without one can result not only in financial risk in the event of an accident but also in clearly defined penalties. Let’s examine the fines for driving without OSAGO in 2025 and how you can avoid them.

July 14, 2025Fines for Driving Without OSAGO Insurance in Uzbekistan (2025): How Much You’ll Pay and How to Avoid It thumbnail
Car Insurance Guide

KASKO Additional Services: More Than Just Insurance

We continue our series of articles about KASKO benefits in Uzbekistan. In the first article, we provided a general overview, in the second we discussed comprehensive protection, and in the third – quick payouts. Today we'll talk about pleasant and useful bonuses – additional services that transform a KASKO policy from simple insurance into a real roadside assistant.

July 14, 2025KASKO Additional Services: More Than Just Insurance thumbnail
Car Insurance Guide

5 OSAGO Myths That Mislead Car Owners in Uzbekistan

Compulsory Motor Third Party Liability Insurance, known as OSAGO (also referred to as OSGOVTS in Uzbekistan), is an essential part of every car owner’s life. However, there are numerous myths and misconceptions surrounding this type of insurance, which distort public perception and can lead to serious consequences. This is especially relevant for new drivers who are planning to buy a car or have recently started driving

July 14, 20255 OSAGO Myths That Mislead Car Owners in Uzbekistan thumbnail
Car Insurance Guide

What to Do in Case of a Car Accident with OSAGO Insurance in Uzbekistan: A Step-by-Step Guide

A road traffic accident (RTA) is always stressful — especially for inexperienced drivers. Even if you have valid OSAGO insurance (Compulsory Third Party Liability), it’s essential to know how to act properly to protect your rights and ensure you receive the compensation you’re entitled to (if you’re the victim), or to make sure your insurer handles the claim correctly (if you’re at fault).

July 14, 2025What to Do in Case of a Car Accident with OSAGO Insurance in Uzbekistan: A Step-by-Step Guide thumbnail
Car Insurance Guide

KASKO Online: Simple and Convenient Insurance at Your Fingertips

We're concluding our series of articles about the benefits of KASKO in Uzbekistan. We've already discussed comprehensive protection, quick payouts, additional services, and the special importance of the policy for beginners and luxury car owners. Today we'll tell you about the fifth reason to choose KASKO – the amazing simplicity and convenience of arranging it online.

July 14, 2025KASKO Online: Simple and Convenient Insurance at Your Fingertips thumbnail
Car Insurance Guide

Real Stories: How OSAGO Helped Our Clients Protect Their Budgets

Many car owners in Uzbekistan see OSAGO (Compulsory Motor Third Party Liability Insurance) as just a formality imposed by law. However, behind the dry legal terms and numbers are real stories of people who avoided serious financial losses thanks to auto insurance. In this article, we’ll share several real-life cases from the practice of insurance companies in Uzbekistan, showing how an OSAGO policy truly protected clients’ finances.

July 14, 2025Real Stories: How OSAGO Helped Our Clients Protect Their Budgets thumbnail
Car Insurance Guide

OSAGO vs. KASKO in Uzbekistan: What to Choose and When?

When purchasing a vehicle—especially for the first time—every car owner faces the question of insurance. In Uzbekistan, the two most well-known types of vehicle insurance are OSAGO and KASKO. But what’s the fundamental difference between them, and which one do you actually need? Understanding how they differ will help you make the right decision and ensure reliable financial protection.

July 14, 2025OSAGO vs. KASKO in Uzbekistan: What to Choose and When? thumbnail
Car Insurance Guide

How to Verify the Authenticity of Your OSAGO Policy: 3 Reliable Methods

In Uzbekistan, as in many other countries, counterfeit insurance policies remain a real problem. Unscrupulous intermediaries or fraudsters may sell you a fake document that offers no protection in the event of an accident. New car owners are especially vulnerable, as they may not be familiar with all the intricacies of auto insurance. So how can you be sure your OSAGO policy is genuine and properly registered in the national database? Here are three reliable ways to check.

July 14, 2025How to Verify the Authenticity of Your OSAGO Policy: 3 Reliable Methods thumbnail
Car Insurance Guide

How to Get OSAGO Car Insurance Online in 5 Minutes: Step-by-Step Guide for Uzbekistan

Gone are the days when getting mandatory car insurance meant visiting an insurance office, standing in line, and filling out paper forms. Today, thanks to the growth of digital services in Uzbekistan, you can purchase OSAGO insurance online in just 5–10 minutes — without leaving your home or workplace. It’s especially convenient for busy individuals and first-time car owners who value their time. Let’s walk through the step-by-step process of how to quickly obtain OSAGO via the internet.

July 14, 2025 How to Get OSAGO Car Insurance Online in 5 Minutes: Step-by-Step Guide for Uzbekistan thumbnail
Car Insurance Guide

7 Mistakes When Applying for OSAGO and How to Avoid Them

Compulsory Motor Third-Party Liability Insurance (OSAGO) is a vital element of road safety in Uzbekistan. However, many drivers—especially beginners—make mistakes when applying for a car insurance policy that can lead to serious consequences. Let’s look at the 7 most common mistakes when applying for OSAGO and how to avoid them.

July 14, 20257 Mistakes When Applying for OSAGO and How to Avoid Them thumbnail
Car Insurance Guide

Fast Payouts and Minimal Restrictions: Advantages of Modern KASKO Insurance

In the first article of our series, we outlined 5 key reasons to get KASKO coverage, and in the second, we explored in detail the comprehensive protection this policy provides. Today, we'll discuss an equally important advantage – the speed and reliability of insurance payouts.

July 14, 2025Fast Payouts and Minimal Restrictions: Advantages of Modern KASKO Insurance thumbnail
Car Insurance Guide

Comprehensive Vehicle Protection: What KASKO Covers in Uzbekistan

In our previous article, we examined 5 key reasons why you should get KASKO for your vehicle. Today, we'll focus in detail on the first and most important reason – the comprehensive protection that this type of insurance provides.

July 14, 2025Comprehensive Vehicle Protection: What KASKO Covers in Uzbekistan thumbnail
Car Insurance Guide

KASKO for Beginners and Luxury Car Owners: Why It's a Necessity

In previous articles of our series, we examined comprehensive protection, quick payouts, and additional services that KASKO offers. Today we'll discuss why for certain categories of car owners – novice drivers and owners of expensive cars – a KASKO policy becomes not just desirable, but practically necessary.

July 14, 2025KASKO for Beginners and Luxury Car Owners: Why It's a Necessity thumbnail
Car Insurance Guide

5 Reasons to Get Comprehensive Car Insurance (KASKO)

In Uzbekistan, more and more car owners are thinking about additional protection for their vehicles. Unlike mandatory third-party liability insurance (OSAGO), KASKO is a voluntary insurance that protects the interests of the vehicle owner. So why should you consider getting a KASKO policy? Here are five key reasons.

July 14, 20255 Reasons to Get Comprehensive Car Insurance (KASKO) thumbnail
Car Insurance Guide

OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache

July 14, 2025OSAGO in Uzbekistan: What It Is, How Much It Costs, and How to Get It Without the Headache thumbnail
Car Insurance Guide

OSAGO in Uzbekistan: Tariffs, Coverage, and Step-by-Step Guide to Registration

Purchasing a car in Uzbekistan automatically entails the obligation to obtain compulsory auto insurance. MTPL (Mandatory Third-Party Liability Insurance for Vehicle Owners) is not merely a formality but an essential financial safeguard that can save you hundreds of thousands of soms in the event of a traffic accident. According to the legislation of the Republic of Uzbekistan, every vehicle owner is required to have a valid MTPL policy, and driving without one is subject to significant fines.

July 14, 2025OSAGO in Uzbekistan: Tariffs, Coverage, and Step-by-Step Guide to Registration thumbnail