In the first article of our series, we outlined 5 key reasons to get CASCO coverage, and in the second, we explored in detail the comprehensive protection this policy provides. Today, we'll discuss an equally important advantage – the speed and reliability of insurance payouts.
Many car owners have faced situations where, after an accident or other insured event, the compensation process drags on for weeks or even months. Bureaucratic delays, disputes between parties, lengthy damage assessments – all of this consumes time and energy. In today's fast-paced lifestyle, especially in Tashkent, such delays can cause significant inconvenience.
One of the main advantages of modern CASCO is the speed of claims settlement. Leading insurance companies in Uzbekistan, including EUROASIA INSURANCE, strive to expedite this process as much as possible. For example, CASCO payouts are often processed within 3-5 business days after all necessary documents are submitted. This allows you to quickly begin vehicle repairs and return to your normal routine.
Another important aspect is the transparency of terms and minimal restrictions. Modern CASCO policies often offer:
Payouts without police reports: For minor damage (such as scratches or windshield chips), some companies process payouts without requiring reports from authorities, saving you time.
No fault-based restrictions: You'll receive compensation even if the accident was your fault or the at-fault party fled the scene.
Zero-deductible CASCO: A deductible is the portion of damage you pay yourself. A zero-deductible CASCO policy means the insurance company covers 100% of repair costs (within the coverage limit), even for minor damage. This is particularly convenient as it eliminates small expenses for minor damages.
Digitization has also affected the claims settlement process. Many insurance companies now allow you to:
File a claim online through their website or mobile app
Upload photos of damage and scanned documents
Track your case status through your personal account
This significantly simplifies and accelerates interaction with the insurance company.
"Recently, someone scratched my bumper in a parking lot and fled. I immediately reported it to the insurance company through their app and attached photos. Since the damage was minor, they didn't require a police report. Within 4 days, the repair money was in my account. Very convenient and fast!"
— Aziz, EUROASIA INSURANCE client
Fast and guaranteed payouts with minimal restrictions are compelling reasons to get CASCO coverage. This saves your time, stress, and money, allowing you to quickly resolve vehicle-related issues.
In our next article, we'll discuss additional services that make CASCO even more attractive.
Have questions about payouts? Contact EUROASIA INSURANCE specialists for detailed consultation!
Compulsory Motor Third Party Liability Insurance, known as OSAGO (also referred to as OSGOVTS in Uzbekistan), is an essential part of every car owner’s life. However, there are numerous myths and misconceptions surrounding this type of insurance, which distort public perception and can lead to serious consequences. This is especially relevant for new drivers who are planning to buy a car or have recently started driving
We're concluding our series of articles about the benefits of CASCO in Uzbekistan. We've already discussed comprehensive protection, quick payouts, additional services, and the special importance of the policy for beginners and luxury car owners. Today we'll tell you about the fifth reason to choose CASCO – the amazing simplicity and convenience of arranging it online.
In previous articles of our series, we examined comprehensive protection, quick payouts, and additional services that CASCO offers. Today we'll discuss why for certain categories of car owners – novice drivers and owners of expensive cars – a CASCO policy becomes not just desirable, but practically necessary.
In our previous article, we examined 5 key reasons why you should get CASCO for your vehicle. Today, we'll focus in detail on the first and most important reason – the comprehensive protection that this type of insurance provides.
