In Uzbekistan, as in many other countries, counterfeit insurance policies remain a real problem. Unscrupulous intermediaries or fraudsters may sell you a fake document that offers no protection in the event of an accident. New car owners are especially vulnerable, as they may not be familiar with all the intricacies of auto insurance. So how can you be sure your OSAGO policy is genuine and properly registered in the national database? Here are three reliable ways to check.
Method 1: Verification via the Unified Automated Information System (EAIS)
The most official and reliable method to verify the authenticity of your OSAGO policy is by consulting the centralized database administered by the National Agency for Prospective Projects (NAPP).
Step-by-step instructions:
Visit the official EAIS website at: https://ersp.e-osgo.uz/ru/site/index
Select the section titled “Search OSAGO Policy (ОСГО ВТС)”.
Enter the required information:
Policy series (alphabetic part)
Policy number (numeric part)
Phone number or email used during registration
CAPTCHA code
Click the “Search” button.
If your policy is valid and registered in the system, you will see detailed information: the name of the insurance company, policyholder data, validity period, policy status (active or expired), insured amount, and premium.
Advantages of this method:
Official government platform
Complete and reliable data
Available 24/7
Another official option is using Uzbekistan’s centralized government services portal.
Step-by-step instructions:
Go to https://my.gov.uz
Log in (registration required if you don’t already have an account)
Go to the “Transport” section or search for the “Vehicle Insurance Policy Verification” service
Enter your vehicle information:
License plate number
Series and number of your vehicle passport (techpassport)
Review the verification result.
The system will show which insurance company issued the policy for your car and the policy’s expiration date.
Advantages of this method:
Integrated with other government services
Allows checking by vehicle data rather than policy number
Official state resource
If you have doubts about your policy or cannot access online services, you can always contact the insurance company that issued your policy directly.
Step-by-step instructions:
Visit the official website or find the contact phone number of the insurance company listed on your policy.
Call the hotline or visit the nearest branch office.
Provide your policy details (series, number) or vehicle information.
Request confirmation of your policy’s validity.
Company representatives will check the database and confirm whether your policy is active.
Advantages of this method:
You can get additional consultation
Suitable for users who do not trust online services
Allows you to resolve multiple issues during a personal visit
Validity Period: Make sure the policy is active and has not expired.
Accuracy of Details: Check that all personal and vehicle information is correct.
Insurance Company License: Ensure the insurer is licensed to provide auto insurance in Tashkent or your region.
Insured Amount: The standard OSAGO coverage in Uzbekistan is 40 million UZS. If the stated amount differs, it may indicate a fake policy.
Immediately after purchasing or renewing it—especially if done online through intermediaries or little-known websites.
Before a long-distance trip.
When buying a vehicle with an existing OSAGO policy from the previous owner.
If you have doubts about the reliability of the insurer or broker.
Verifying your OSAGO policy is a simple procedure that takes just a few minutes but can save you from major problems down the road. Make it a habit to check your policy status regularly—especially if you purchased it online from unverified platforms. Remember: in the event of an accident, an invalid policy offers no protection, and all expenses will fall on you.
In today’s business environment, corporate insurance is becoming an integral part of effective risk management. Every day, companies in Uzbekistan face various threats—from natural disasters to workplace injuries. A properly organized corporate insurance system not only protects a business’s financial interests but also ensures compliance with legal requirements.
Auto loans have become the main way of purchasing vehicles in Uzbekistan. However, the hidden costs of mandatory KASKO insurance can significantly increase the total cost of a loan. More than 15 banks across the country offer car loans with interest rates ranging from 16.99% to 31.5%, often requiring borrowers to purchase expensive KASKO policies from partner insurance companies.
How to Choose an Insurance Company in Uzbekistan: A Confidence Checklist
Purchasing a car in Uzbekistan automatically entails the obligation to obtain compulsory auto insurance. MTPL (Mandatory Third-Party Liability Insurance for Vehicle Owners) is not merely a formality but an essential financial safeguard that can save you hundreds of thousands of soms in the event of a traffic accident. According to the legislation of the Republic of Uzbekistan, every vehicle owner is required to have a valid MTPL policy, and driving without one is subject to significant fines.
