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    4. Travel insurance for Georgia

    Travel insurance for trips to Georgia

      Travel insurance

      Reliable protection anywhere in the world. Medical assistance, evacuation and 24/7 support.

      Fast online travel insurance policy issuance

      Fast

      Get your policy online in 5 minutes.

      World map symbolizing global insurance coverage

      Everywhere

      Coverage applies throughout Georgia.

      Shield as a symbol of reliable insurance protection

      Reliable

      Coverage up to $50,000 (recommended for Georgia).

      Call center operator with headset symbolizing 24/7 support

      24/7

      Round-the-clock assistance. We solve problems while you enjoy your trip.

      What is travel insurance for trips to Georgia?

      It is not just a formal document for crossing the border, but a real financial tool that protects your budget from unexpected expenses. There is no free healthcare for tourists in Georgia, and any visit to a doctor is charged at commercial rates for foreigners.

      Travel insurance protects you from:

      Emergency medical care:
      Outpatient and inpatient treatment for sudden illnesses (including COVID-19).
      Medical transportation expenses:
      Calling a private ambulance and transportation to a specialized clinic.
      Emergency dental care:
      Relief of acute toothache
      Repatriation:
      Payment for return to your home country in case of serious health issues requiring transportation under medical supervision.
      Image

      Why do you need travel insurance in Georgia?

      Georgia is a country with amazing cuisine and nature, but the change of climate and water, as well as an active travel pace, create risks. Medical treatment for citizens of Uzbekistan in Georgia is paid and not free.

      Financial security

      The bill for a simple appendectomy in a private clinic in Tbilisi can reach $2,000. Insurance costs less than a single meal in a restaurant and covers these expenses.

      Access to quality healthcare

      We cooperate with leading clinic networks where qualified specialists work and modern equipment is available. The assistance service will direct you exactly to the facility where you will receive high-quality care.

      Compliance with entry rules

      Although the law on compulsory insurance comes fully into force on 1 January 2026, the Georgian border service already has the right to check whether you have a policy.

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      Get your policies in 30 seconds and resolve insurance claims 5 times faster.

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      How does travel insurance work? (Step-by-step guide)

      We’ve made the assistance process as simple as possible so that you don’t have to stress in a difficult situation.

      1

      Policy purchase

      Select your dates and choose the country “Georgia”. Pay with your UzCard/Humo/Visa card.

      2

      Activation

      The policy becomes valid from the date stated in the document, starting from the moment you cross the border.

      3

      Insurance event

      You feel unwell, get injured, or suddenly develop tooth pain.

      4

      Call the Assistance service

      The most important step! Before visiting a doctor, call the number in your policy or tap SOS in the app.

      5

      Arranging medical help

      The operator will select the nearest partner clinic and send a guarantee of payment letter there.

      6

      Treatment with no out-of-pocket costs

      You receive medical care, and Euroasia pays the clinic’s bills. You go back to enjoying your trip.

      Important:

      Going to a doctor on your own without calling the Assistance service first may result in a claim denial or in you having to pay for treatment on the spot with a long reimbursement process afterwards.

      Buy a policy

      Travel insurance for a trip to Georgia

      A policy from EUROASIA Insurance is your reliable protection against unforeseen medical expenses while travelling across hospitable Georgia. This country with ancient history and unique culture, where the majestic Caucasus Mountains meet the warm Black Sea coast, is becoming an increasingly popular destination for tourists from Uzbekistan.

      Our insurance policy is valid throughout Georgia, including the capital Tbilisi, the seaside resort Batumi, the mountain regions of Kazbegi and Svaneti, as well as the wine region of Kakheti. The policy covers all key medical risks: emergency care, hospitalization, urgent dental treatment, as well as medical evacuation and repatriation. We take into account the cost of medical services in Georgia: a doctor’s consultation can cost from 50–100 lari ($18–30), and a hospital stay starts from 1,000 lari ($300), with prices often higher for foreign visitors.

      With a EUROASIA Insurance policy, you can freely explore the old streets of Tbilisi, enjoy relaxing on the beaches of Batumi, conquer mountain peaks, taste famous Georgian wines, or discover ancient monasteries, knowing that in an unforeseen situation you will receive qualified medical assistance and all expenses will be covered by the insurance company. Protect yourself and your loved ones — get your policy online in just 3 minutes!

      Scenic view of the old town of Tbilisi in Georgia.

      Health economics: Medical costs in Georgia

      Many tourists mistakenly believe that healthcare in post-Soviet countries is cheap. In Georgia, this is not the case: the healthcare sector is almost entirely private and focused on commercial profitability.

      Cost comparison with and without an EAI policy:

      Service Price without insurance (GEL) Price without insurance (USD) With Euroasia policy
      Doctor consultation 70 – 150 ₾ $25 – $55 $0
      Food poisoning treatment (inpatient) 400 – 800 ₾ $150 – $300 $0
      Emergency dental care 200 – 450 ₾ $75 – $165 $0 (within limit)
      Appendicitis surgery 3,000 – 5,000 ₾ $1,100 – $1,800 $0
      Medical evacuation home — $5,000 – $40,000 $0

      The data is based on the price lists of Evex and MediClub Georgia clinics.

      How Much Does Travel Insurance to Georgia Cost?

      The cost of an insurance policy for travel to Georgia depends on several factors: trip duration, age of insured persons, insurance coverage amount, and selected additional options.

      Insurance Prices for Travel to Georgia for 7 Days:

      Insurance Program Price
      CLASSIC Program (€45,000 + COVID) from 71,000 UZS
      ELITE Program (€60,000 + COVID) from 102,000 UZS
      EXCLUSIVE Program (€90,000 + COVID) from 203,000 UZS

      * ECONOM program does not cover Georgia. The minimum program for Georgia is CLASSIC.

      What Determines the Price of Travel Insurance to Georgia?

      Trip Duration

      The longer the trip, the higher the cost. Insurance premium is calculated for each day of stay.

      Coverage Amount

      Policies with higher insurance sums cost more but provide better protection.

      Age of Insured Persons

      Higher coefficients apply to insurance premiums for insured persons over 65 years old.

      Active Recreation and Sports

      Sports and active tourism increase the policy cost by 50%. Select SPORT/ACTIVE TOURISM as your trip purpose.

      Important: Don't skimp on insurance! The difference in premium between CLASSIC and EXCLUSIVE programs is about $25, but comprehensive coverage can save you thousands of dollars on medical services in case of serious illness or injury.

      Calculate Cost

      What travellers from Uzbekistan need to know: your safety guide

      We have analysed hundreds of reviews and Georgian laws to create this honest guide for you. Georgia is a beautiful but challenging country. Here are the real risks you won’t find in glossy travel brochures.

      1

      Food safety: “Hidden” pork

      • Khinkali: Be careful! Classic khinkali are almost always made from a mix of beef and fatty pork (50/50). Ask for “Beef Khinkali” or with lamb, but keep in mind they are often boiled in a common broth.
      • Mtsvadi (shashlik): In Georgia, the benchmark is pork neck. Beef shashlik is often dry. Always clarify which meat is used.
      • Hidden ingredients: Dishes like “Ojahuri” (potatoes with meat) and “Kuchmachi” (offal) are in about 80% of cases made from pork.
      • Where to find halal options: In Tbilisi, look for places around Meidan Bazaar (near the mosque) or in the Turkish quarters on Agmashenebeli Avenue. In Batumi, there are even more halal options.
      2

      Traveller’s first-aid kit: Caution, prison!

      • Strict laws: Medicines that are sold freely in Uzbekistan can be considered narcotics in Georgia. The list of prohibited substances is huge.
      • Prohibited list: Medicines containing codeine (Pentalgin, Solpadeine, Nurofen Plus) and phenobarbital (Corvalol, Andipal) are banned from import without a special prescription.
      • Consequences: A single pack of “Pentalgin” may lead to arrest, a fine from 3,000 GEL and a criminal case for smuggling.
      • Tip: Leave your home first-aid kit at home. Buy safe alternatives (paracetamol, ibuprofen) locally.
      3

      Roads and transport: not like in Tashkent

      • Animals on the road: A unique danger is cows sleeping on the warm asphalt, especially in tunnels and on mountain roads. Crashing into a cow at night is a common cause of serious accidents.
      • Driving style: Traffic in Tbilisi is chaotic, but the main danger is on intercity and mountain roads.
      • Taxis: Never get into a random taxi “at the curb” at the airport — you can easily be overcharged by 100–200 GEL. Use Yandex Go (your card will work) or Bolt.
      4

      Money: cards and cash

      • Uzbek cards: UzCard and Humo do not work in Georgia at all. Co-badged UnionPay cards are very unreliable.
      • Solution: Take a Visa/Mastercard (in USD) and cash US dollars with you.
      • Currency exchange: Do not exchange money at the airport (poor rate). It’s better to use exchange offices in the city.
      • Tips: A 10–15% service charge is often already included in the bill, but waiters still expect a small cash tip on top.
      Buy a policy

      What to do in case of an insurance claim

      A simple step-by-step guide to getting medical assistance in Georgia.

      1

      Call the assistance service

      Call the phone number in your policy, available 24/7. The operator will:

      • Arrange a visit to a medical clinic
      • Coordinate expenses with the insurance company

      Important: Call before visiting a doctor! Self-initiated treatment may not be covered by the insurance.

      2

      Present your documents

      At the clinic, present:

      • Your insurance policy and passport
      • The case number provided by the operator
      3

      Receive medical care

      You will receive the necessary medical assistance:

      • Consultation and diagnostics
      • Treatment and medication

      You do not pay: all expenses within the policy limits are covered by the insurance company.

      4

      Keep all documents

      If you have to pay yourself in an emergency, keep:

      • Receipts and invoices
      • Medical reports and prescriptions

      These documents are required for reimbursement of your expenses.

      5

      Submit a reimbursement claim

      After you return to Uzbekistan:

      1. Fill out a reimbursement claim form
      2. Attach all receipts and medical documents

      The reimbursement will be processed within 10–15 working days.

      Key points

      • Key rule: always call the assistance service first.
      • Keep your policy and passport with you.
      • Save all receipts and medical documents.
      Get a policy

      Client reviews

      My child caught rotavirus in Batumi. I wrote to EAI support at 2 a.m., and 15 minutes later the clinic was already waiting for us. The treatment was fully covered by the insurance. Thank you for the quick response!


      Rustam K.
      Tashkent

      I broke a tooth during dinner in Tbilisi. I called the assistance service, and they found a 24/7 dental clinic. They removed the nerve and put in a filling. The insurance paid for itself tenfold.


      Elena P.
      Bukhara

      On a hike to Mount Kazbek I twisted my ankle. The assistance service arranged a car to the medical post. They did an X-ray and put on a bandage. All expenses, including transport, were covered by the insurance company. Excellent service!


      Akmal S.
      Samarkand

      I had severe food poisoning in Kakheti. Through the assistance service, EAI found the nearest clinic and the operator arranged the appointment. The doctor examined me and prescribed medication. Excellent support in a foreign country.


      Nigora A.
      Fergana

      My wife had a severe allergic reaction in Tbilisi. I called the hotline and the operator called an ambulance. The doctors arrived within 10 minutes. The costs for the ambulance and hospital were fully covered. Support in a critical moment is priceless.


      Timur I.
      Tashkent

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      Frequently Asked Questions about Insurance in Georgia

      • No, you can stay in the country for up to 1 year without a visa.

      • The introduction of the mandatory insurance law has been postponed until 1 January 2026. However, border officers are entitled to ask for a policy as proof of financial means. We recommend having it to avoid problems at the border.

      • No. The territories of Abkhazia and South Ossetia are not controlled by the Georgian authorities and are excluded areas for all international insurance companies.

      • No. This is one of the most important rules. According to clause 6.1.16 of the insurance terms, any injuries or illnesses sustained while under the influence of alcohol (even mild) are not considered an insured event. If a doctor detects alcohol in your blood, the claim will be denied.

      • Not under the basic insurance. Clause 6.1.24 excludes amateur sports, including winter sports (skiing, snowboarding), diving, rafting and mountain trips (mountaineering/trekking). For these purposes, you must select SPORT as the trip purpose when buying the policy; otherwise you will have to pay for treatment of injuries yourself.

      • Yes, but only for emergency care. The policy covers relief of acute tooth pain or tooth extraction (clause 5.1.2). Treatment of caries, non-emergency fillings or prosthetics are not included in the insurance (clause 6.2.4). Dentistry in Georgia is relatively inexpensive, but quality treatment of pulpitis (X-ray + anaesthesia + nerve removal + canal cleaning + filling) can cost from 150 to 400 GEL and more (€50–130). Conclusion: In Georgia you will most likely stay within the limit of €200–300 per tooth. Step-by-step guide to avoid paying yourself: Don’t just start treatment! First call the assistance service (numbers are in the policy). Say: “I have acute pain, I need emergency care.” Agree the procedure. When the doctor says “we need to remove the nerve”, they (or you) should call the insurer and confirm that this is emergency pain relief, not planned caries treatment. Clarify the filling. Ask the assistance service: “Will you pay for a permanent filling or only a temporary one?” They often allow a simple permanent filling (cement/chemical) if it fits within the €200 limit. Summary: Nerve removal will be paid as a way to relieve acute pain. The filling will most likely be temporary or simple. The main thing is to make sure the clinic bill does not exceed €200–300 (depending on your plan).

      • Unfortunately, no. The insurance is designed only for sudden illnesses. Treatment of chronic diseases, even if they worsen during the trip, is on the list of exclusions (clause 6.1.5).

      • Your phone is enough. The contract is concluded in electronic form (clause 4.1). After payment you will receive a PDF file of the policy. We recommend installing the app or saving the policy on your phone so that the policy number and assistance phone numbers are at hand even without internet access.

      • Call first! Under the rules (clause 11.1), you must immediately contact the Assistance Service using the contacts in the policy. The operator will tell you which clinic to go to. If you go to a doctor on your own, the insurer has the right to deny payment or demand serious proof that the treatment was necessary.

      • No. Any events related to pregnancy, childbirth and their complications are not considered insured events (clause 6.1.10).

      • Only under special programs. Pay attention to the “STOPVIRUS 1” and “STOPVIRUS 2” plans (Appendix No. 1). In the “Economy” and “Classic” programs, COVID coverage may be absent or limited. Check the selected package before payment.

      • Yes. If you notify us of cancellation before the policy start date, you will receive a 100% refund of the premium. If the trip falls through after the policy has started (but you did not travel), the refund will be proportional for the unused days (clause 14.3).

      • Usually the doctor issues a prescription, you buy the medicine at your own expense, and after you return the insurance company reimburses the costs. Important: be sure to keep the doctor’s prescription with a stamp and the pharmacy receipt with the names of the medicines (clause 11.5.1). Without a prescription, the cost of medicines will not be refunded.

      Didn’t find the answer?

      Send us your question and we will get back to you as soon as possible.