EnglishBasic Protection
Universal policy for everyone. 24 hours a day, 365 days a year — at home, at work, on the road. Sum insured: up to UZS 50 million
from UZS 50,000/year
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Financial protection for injuries, disability and other consequences of accidents.
Universal policy for everyone. 24 hours a day, 365 days a year — at home, at work, on the road. Sum insured: up to UZS 50 million
from UZS 50,000/year
OrderPolicy for professionals and amateurs. Cover at training sessions, camps and competitions. Over 240 sports — from chess to parachuting. Sum insured: UZS 10–50 million
from UZS 40,000/year
Order
A special policy to protect a child at school, in clubs and in everyday life.
Launching soon
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Financial protection for injuries and unexpected health damage — at work, at home, on the road and on holiday.
Fractures, bruises, cuts, burns — payouts under the Schedule of Insurance Benefits help with treatment and recovery.
Concussions, poisonings, frostbite and other consequences of an accident are also covered.
Payout from 20% to 100% of the sum insured when disability is assessed — depending on the group.
In the worst case — 100% of the sum insured paid to the heir or beneficiary under the contract.
Round-the-clock accident cover — at work, at home and on the road
24 hours a day, 365 days a year. Injuries at home, at the dacha, on holiday and during amateur sport.
Including industrial accidents. Active on the employer's premises and during business trips.
Road accidents as driver, passenger or pedestrian. Public transport accidents.
Territory and validity: the insurance is valid in the territory of the Republic of Uzbekistan. Cover starts 3 calendar days after the premium is paid (waiting franchise). More — in Section 1 of the public offer (Insurance period, Insurance territory, Waiting franchise).
Apply for a policy online in 5 minutes — no calls, no medicals. The electronic policy arrives by SMS immediately after payment. Claims support — 24/7.
An accident can happen to anyone. Cover matters most in three situations.
Professionally or for yourself — at training, camps and competitions the risk of injury is higher. The policy reflects the specifics of your sport.
Workshop, construction site, repair crew — an injury can mean a long loss of income. The policy covers accidents both during work hours and outside them.
Apply for a policy online for every family member. It's financial support exactly when it's needed most — no negotiating with the bank, no loans.
To apply for a policy, enter your phone number and full name and submit a request.
The insurance contract can be concluded for up to one year, or for one year.
The accident insurance contract comes into force the day after the premium is paid. The day of premium payment is the day funds reach the Insurer's settlement account.
Accident insurance does not cover people aged 65 and over (at the date of contract conclusion), children under one year of age, people with disabilities or those suffering from chronic illness, HIV-positive people, or people with alcohol dependency.
* Amateur and professional athletes. The accident life and health policy pays out in the event of traumatic injury. The athlete is covered during training, at competitions and at camps. * Workers in hazardous industries. Work in factories, workshops or on construction sites involves high risks. An accident can lead to temporary or permanent loss of ability to work. An accident policy supports the family during recovery. * Anyone who cares about their own health and the wellbeing of their loved ones. You can buy accident insurance online for every member of the family.
Under an accident policy the insured can receive a payout when an insurance event listed in the contract occurs. Under voluntary medical insurance the insured can visit a medical facility for professional medical care.
Yes, you can. But note that the policy covers only events that qualify as accidents. Flare-ups of chronic conditions or newly diagnosed illnesses are not covered for treatment under such a policy.
The basic policy covers accidents at home, at work and in everyday life — 24/7, 365 days a year. The sport policy extends cover to training, sport camps and competitions. If you practise sport professionally or regularly — you need the sport policy, because injuries during sporting activity are only covered there.
Yes. The basic policy does not cover accidents during training, camps or competitions — that's a separate risk zone with higher coefficients. An athlete needs a specialised policy that matches their sport and provides cover in the right zone.
The sum insured is the maximum payout under the policy. Basic protection allows up to UZS 50 million; the athlete policy — from UZS 10 to 50 million. When deciding, consider your financial obligations: the higher your income, debts and dependants' needs, the larger the sum should be.
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