Employer's Liability Insurance (OSGOR)

    Benefits of OSGOR insurance

    • Mandatory requirement

      The employer is required to insure their civil liability in accordance with the law in case of employee death or injury while performing job duties.

    • Financial protection

      Liability insurance protects the employer from unforeseen expenses and ensures financial stability.

    • Care for employees

      Insurance gives employees psychological and social confidence, which helps increase their productivity.

    How does it work?

    • Enter data

      Enter company information, region, enter payroll data and manager's personal information, select the insurance period

    • Pay online

      Save time – pay using any convenient payment method on the website

    • Download the policy

      After payment, the policy will be instantly sent to your email and will be available in your personal account.

    • Receive timely assistance

      All your policies are stored on the website in your personal account. In the event of an insured event, submit an application and receive compensation.

    Insurance is provided in the form of

    • Payments to victims of work-related accidents

      Monthly payments as a percentage of the average monthly salary of the victim before the work injury, corresponding to the degree of loss of their professional working capacity or the establishment of an occupational disease.

    • Lump-sum payment

      Compensation of additional employer expenses and a lump-sum payment to the victim or beneficiary in cases stipulated by law.

    • Funeral expenses

      Funeral expenses in the amount specified in the OSHOR contract in the event of the employee's death.

    • Monthly payments

      Monthly payments to dependents in the amount of the deceased's average monthly salary minus the portion attributable to the deceased themself and to able-bodied persons who were dependent on them but are not entitled to compensation for the harm caused.

      Frequently Asked Questions

      Didn't find an answer?

      Write us your question and we will get back to you as soon as possible