Accident insurance for motorsports, parachutists, skiers, divers, climbers and other extreme disciplines. Cover during training, competitions and camps. From UZS 250,000 per year.
Severe fractures, ligament tears, head trauma, spinal injuries — the injuries most common in extreme sports. Payouts under the Schedule of Insurance Benefits compensate treatment and long recovery. The amount is a percentage of the sum insured, based on the nature of the injury.
The policy is active 24/7, 365 days a year — during training, competitions, at camps and in everyday life. You can choose to limit cover to training time only.
40 disciplines in one group — the policy covers them all
Motorsports, motocross, karting, quad bike cross, electric vehicle racing
Parachuting, paragliding, hang-gliding, wingsuit flying, aerobatics
Alpine skiing, freestyle, climbing, skyrunning, downhill, slalom
Cycling, BMX, mountain biking, downhill, cyclocross, mountainboarding
Surfing, rafting, diving, freediving, spearfishing, rowing
MMA — mixed martial arts, ice fights (ICEFIGHTS)
Equestrian sport, showjumping, dressage, luge, bobsleigh, skeleton, trail running
A transparent price formula
Premium = Sum insured × 0.5% × Coefficient
Sum insured — from UZS 10 to 50 million. The coefficient depends on the sport: from 0.8 (intellectual) to 10.0 (aviation sports).
10,000,000 × 0.005 × 5.0
50,000,000 × 0.005 × 5.0
The policy is active during direct participation in sporting activities
Regular sessions in the gym, on the slope or outdoors — individual and group.
Multi-day training events lasting from several days up to several weeks.
Official competitions and games that determine a winner — from local tournaments to international events.
A sudden event during training, training camps or competitions that results in injury, lasting health damage (disability) or death of the athlete. Death caused by physical strain during a sporting event is also covered.
The fastest way is the search at the top of the page: type the sport's name and the system will identify the group and coefficient. If your sport isn't listed — leave a request and our manager will confirm the coefficient.
Cover starts 3 calendar days after the premium is paid (waiting franchise). You can remove this franchise at purchase for an extra fee — cover then starts the day after payment.
See a doctor as soon as possible and keep all medical records. Within 30 days send the insurer a written claim and copies of the medical certificates. Payouts are calculated under the Schedule of Insurance Benefits as a percentage of the sum insured, depending on the nature of the injury.
The policy is issued for the insured's main sport. If you regularly practise several, the coefficient is set by the most traumatic of them. Confirm details with the manager via the request form.
Accidents during military or terrorist action and natural disasters; events under the influence of alcohol, drugs or toxic substances; doping cases; flare-ups of chronic illness (heart, diabetes, etc.); heart attack. The full list is in the public offer.
The coefficient reflects the actual probability of injury based on insurance claim statistics. For extreme sports the risk of a serious injury or disability is significantly higher than in mainstream sports — hence the increased coefficient of 5.0. This lets the insurer make payouts at a fair level.
The policy covers sporting activity within the coverage zone — official training, sport camps and competitions. Independent ascents outside an organised sports programme may not fall under cover. Confirm conditions for your specific activity with the manager.
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