KASKO is insurance that protects not someone else’s car, but your own. Put very simply, it is like a financial safety cushion for your vehicle: if there is an accident, a broken window, parking damage, a fallen tree, or even theft, the insurance company can take on part of the big expenses. The main idea is simple: KASKO helps you avoid facing major car-related costs alone.
KASKO is voluntary insurance that protects your own vehicle. It differs from compulsory third-party liability cover: liability cover concerns damage to other people, while KASKO can help with your car's costs within the policy.
You choose a policy and its insured risks. If an event occurs, you notify the insurer, which checks the facts and wording. The result may be repair or an insurance payout, within the sum insured, deductible and cover selected.
A policy may include road accidents, theft, fire, natural events, third-party actions and damage to specific vehicle parts. The list depends on the programme. KASKO is not cover for everything: the contract controls.
Before buying, check:
A deductible is the part of a loss the owner bears. It can reduce the premium, but affects indemnity. A total loss also follows the policy wording.
KASKO is for broader vehicle protection. If only certain parts or risks matter, EURO KASKO offers a modular approach. They are not the same scope of cover.
Owners of new, expensive-to-repair or financed cars often consider KASKO. It does not erase every cost; it can reduce the financial burden after a covered event. Read the policy before the event, not after it.
Dilshod had an accident and his bumper and lamp were damaged.
He makes a KASKO claim. The insurer reviews the risk, limit and deductible in his policy.
After hail, Nilufar's roof and bonnet had dents.
She checks whether natural events are covered and records the damage for her claim.
Bekzod wants cover for particular vehicle parts rather than a broad package.
He compares ordinary KASKO with modular EURO KASKO before buying.
This is a road incident in which harm was caused to people, vehicles, roads, structures, or other property.
This is a simplified procedure for recording a traffic accident without calling traffic police, when the drivers themselves document the circumstances for insurance settlement.
KASKO is insurance that protects not someone else’s car, but your own. Put very simply, it is like a financial safety cushion for your vehicle: if there is an accident, a broken window, parking damage, a fallen tree, or even theft, the insurance company can take on part of the big expenses. The main idea is simple: KASKO helps you avoid facing major car-related costs alone.
Motor third-party liability is your responsibility to other people if, because of your actions on the road, their car, property, health, or life is harmed. Put simply, it is a rule for situations where a driving mistake leads to someone else’s loss. The main idea is simple: this responsibility exists so that the injured party is not left without compensation, and the driver at fault does not have to handle everything alone out of pocket.
Insurance for a car loan is protection connected not just with the car itself, but with buying that car on credit. Put very simply, the bank gives money for the vehicle and wants to be sure that both the car and the repayment process remain protected. That is why insurance often comes together with a car loan: it helps reduce risks both for the bank and for the borrower if something serious happens to the car.
This is a modular car insurance product in which the vehicle owner chooses which parts of the car and which risks to insure.
Our experts will help you choose the best insurance coverage
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