A complete glossary of auto insurance terms in Uzbekistan: OSAGO, KASKO, deductible, Europrotocol, and other important concepts. Learn how to properly choose insurance and protect your car with practical tips for every car owner. Simple and clear explanations will help you make confident decisions in the field of auto insurance.
5
terms in the section
4.9 mln
OSAGO contracts in Uzbekistan
1.6 mln
CASCO contracts in the country
77%
agency issuance
Our experts will help you choose the best insurance coverage
Dilnoz from Samarkand took out a KASKO policy for her car with a $300 deductible. A few months later, she got into a minor road traffic accident, and the repair cost $200.
Since the damage ($200) is less than the deductible ($300), the insurance company paid nothing. Dilnoz repaired the car at her own expense.
Aziz from Tashkent got into a road traffic accident, damaging another person's car in the amount of $3,000. He only has OSAGO (MTPL).
OSAGO covered the damage for the owner of the other car ($3,000), but the insurance company did not pay for the repair of Aziz's car, as OSAGO does not cover damage to one's own vehicle.
Malika from Bukhara took out full KASKO without deductible. She got into a serious road traffic accident, and the car repair cost $5,000.
The insurance company fully covered the repair costs ($5,000), and Malika did not have to pay anything out of pocket.
