Check your policy price in 10 seconds: from 160,000 UZS a year and from 32,000 UZS for 20 days. No plate number, no personal data.
Policy price:
Against the base rate:
Sum insured 80,000,000 UZS × rate, %
Policy price:
Against the base rate:
Sum insured 80,000,000 UZS × rate, %
Tariffs are set by Cabinet of Ministers Resolution No. 458 of 23 July 2025. This calculation is for reference — the exact amount is confirmed when the policy is issued.
20% higher in Tashkent
A truck costs 1.75× more than a car
Unlimited drivers — exactly double
One at-fault accident — plus 30%
Engine power, make and year of the car, the driver's age and experience. There is no no-claims discount in Uzbekistan — the coefficient only works upwards.
Cobalt in Tashkent, one year
192,000 UZS. The same car in Samarkand — 160,000 UZS.
The same Cobalt for 20 days
38,400 UZS in Tashkent, 32,000 UZS in other regions.
A car for the whole family
Unlimited drivers — 384,000 UZS a year in Tashkent.
After an at-fault accident
An annual policy in Tashkent — 249,600 UZS instead of 192,000.
OSAGO pays the people you have harmed. It does not cover repairs to your own car: if you are at fault, you pay for them yourself. Your own vehicle is insured separately.
Full protection: accidents, theft, fire, natural disasters, third-party actions. Four programmes — from 1.0% to 2.5% of the car value per year.
More about KASKO →A seven-module builder: pay only for the parts of the car you want covered. From 200,000 UZS per module.
Build Euro KASKO →The tariff is set by the state. Insurers are chosen not by price, but by how they pay.
5 minutes
to issue an e-policy online
5.0 and 4.3
rating on Yandex Maps and Google Maps
24/7
support on the short number 1147
You will only need the plate number and the vehicle registration certificate. The e-policy arrives right after payment and appears in the EAIS database — no paper to carry.
Yes. In Uzbekistan the OSAGO price depends only on the region of registration, the vehicle type, the number of drivers, the policy term and any past accidents you caused. Neither the plate number nor the registration certificate affects the amount — they are needed later, when the policy is issued. That is why the calculator above shows the exact price without any personal data.
No. In Uzbekistan careful driving does not reduce the OSAGO price — the coefficient only works upwards. After one accident you caused, the policy becomes about 30% more expensive; after two it doubles; after three or more it triples. This differs from Russia, where the bonus-malus system rewards accident-free years with a discount.
No, they do not. OSAGO tariffs are set by Cabinet of Ministers Resolution No. 458 of 23 July 2025 and depend neither on engine power or capacity, nor on the make of the car, nor on the age and experience of the driver. A passenger car in Tashkent costs 192,000 UZS a year whether it is a Spark or an SUV.
Because the OSAGO tariff is set by the state, not by the insurer. Every company must sell the policy at the same price, and there is no "tariff corridor" as in Russia. Choosing an insurer by price is therefore pointless — compare how fast they issue the policy, how convenient the online service is, and how the company pays when a claim arises.
A policy does not have to run for a year. For 20 days a passenger car costs 38,400 UZS in Tashkent and 32,000 UZS in other regions. For six months it is 134,400 and 112,000 UZS respectively. A short policy is convenient when the car is rented, used seasonally, or while the paperwork for an annual policy is being prepared.
For vehicles registered abroad the tariff is twice as high: a passenger car costs 320,000 UZS a year on a policy for up to five drivers. Such policies also have their own terms: up to 15 days, from 16 days to 2 months, or one year. Select "Vehicle from CIS countries" in the calculator — it will recalculate the price and offer the matching terms.
Call the short number 1147 — we will advise you and help with the calculation.
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