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OSAGO · fines 2026

Fine for driving without OSAGO in 2026

220,000 UZS or a warning — Article 135-1 of the Code of Administrative Liability. Pay within 15 days — 110,000 UZS.

1. What happened?
2. When will you pay?
Amount to pay
110,000 UZS50% off
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
154,000 UZS30% off
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
220,000 UZSno discount
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
110,000 UZS50% off
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
154,000 UZS30% off
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
220,000 UZSno discount
Full fine: 220,000 UZS · 0.5 BCA · Article 135-1

The officer may issue a warning instead of a fine.

Amount to pay
220,000 UZS50% off
Full fine: 440,000 UZS · 1 BCA · Article 135

With an ID card or biometric passport you do not need to carry the policy, licence or registration certificate (Art. 135, part 4).

Amount to pay
308,000 UZS30% off
Full fine: 440,000 UZS · 1 BCA · Article 135

With an ID card or biometric passport you do not need to carry the policy, licence or registration certificate (Art. 135, part 4).

Amount to pay
440,000 UZSno discount
Full fine: 440,000 UZS · 1 BCA · Article 135

With an ID card or biometric passport you do not need to carry the policy, licence or registration certificate (Art. 135, part 4).

The discount period runs from the day the ruling is handed to you. No discount if you appeal or repeat the offence within a year. Based on BCA of 440,000 UZS (from 01.09.2026).

A policy costs less than the fine Annual OSAGO for a passenger car — from 160,000 UZS
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Fine amounts

OffenceFineWithin 15 daysWithin 30 days
Driving without a policy or outside its validity periodArt. 135-1 220,000 UZS 110,000 154,000
The driver is not listed in the policyArt. 135-1 220,000 UZS 110,000 154,000
No documents or ID card on youArt. 135, part 1 440,000 UZS 220,000 308,000
How to pay

You have 60 days from the date of the ruling. Pay via my.gov.uz, Click, Payme or your banking app.

Source: Code of Administrative Liability of Uzbekistan on lex.uz

How to avoid the fine

1

Buy a policy online

In 5 minutes: for 20 days, 6 months or a year.

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2

Add the new driver

The policy is reissued with the updated list of drivers.

How to add a driver
3

Check your policy dates

The official policy database shows when your policy expires.

Check your policy
More important than the fine

Without a policy, you pay for the damage you cause to others in an accident. With a policy, the insurer covers it — up to 80 million UZS.

A policy costs less than the fine

Annual OSAGO for a passenger car — from 160,000 UZS (192,000 in Tashkent city and region), 20-day policy — from 32,000 UZS. Online in 5 minutes, pay with Click or Payme.

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Frequently asked questions

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