Protection during pre-shipment and unloading inspection of goods
The policy covers the inspection body's civil (professional) liability to the client for substandard delivery of inspection services. The policyholder is a consulting firm accredited by the Uzstandart agency and operating under the ISO/IEC 17020:2009 standard. The sum insured, the premium and the unconditional deductible are set individually.
The policy insures the policyholder's property interests associated with the risk of incurring civil (professional) liability in the course of its professional activity.
Professional liability to the client — the legal entity that signed the contract for inspection services — is covered.
Covered activity includes pre-shipment inspection services for goods and services provided within the scope of the accreditation certificate.
The policy also covers unloading inspection services for goods and services performed under the applicable standards and procedures.
Substandard delivery of services means inspection services provided in a way that causes the client financial loss.
The sum insured, the premium and the unconditional deductible are set individually
An event is recognised as insured only when all of the listed conditions are met. Every claim is reviewed on the circumstances of the event and the documents submitted.
The professional liability incurred is confirmed by a court ruling or by a decision of international arbitration under the UNCITRAL procedural rules.
Liability arose towards the client for substandard delivery of inspection services that caused financial loss.
Liability arose within the policy period and the case does not fall under the exclusions set by the contract and the law.
The policy protects the inspection body's property interests associated with the risk of incurring civil (professional) liability in the course of its professional activity — pre-shipment and unloading inspection services for goods and services.
Liability is insured specifically towards the client — the legal entity that signed the contract for inspection services. For claims from state authorities no insurance indemnity is paid.
The inspection body provides the client with pre-shipment or unloading inspection services for goods within the policy period.
The service was delivered below standard: as a result the client suffered financial loss and demands compensation for damage.
Liability is confirmed by a court ruling or by a decision of international arbitration under the UNCITRAL procedural rules.
The insurer determines the amount of the loss from the documents, records it in the Insured Event Report and makes the payment.
The sum insured, the premium and the percentage of the unconditional deductible are not standardised in the contract: they are set individually, as in other corporate insurance products. The contract is concluded on the basis of an application form with accurate information about the inspection body's activity.
professional liability to the client for substandard delivery of inspection services
pre-shipment inspection services for goods and services provided within the scope of the accreditation certificate
unloading inspection services for goods and services performed under the applicable standards and procedures
financial loss caused to the client where liability is confirmed by a court or arbitration ruling
Payment is made less the unconditional deductible and within the sum insured set by the contract.
deliberate fraudulent acts, an attempted or committed crime
failure to provide the inspection service or breach of the established deadlines for providing it
services delivered without accreditation, including where accreditation has expired, been suspended or been terminated
online consultations that do not comply with the legislation on electronic document flow and electronic signature
moral damage, damage to or loss of the client's documents and information, liability to state authorities
the unconditional deductible and administrative penalties imposed by the authorities as a consequence of the insured event
This is a short summary. The full list of exclusions is set by the contract and by the law of the Republic of Uzbekistan.
The contract sets requirements for the policyholder that affect whether a case is recognised as insured. They are worth taking into account before signing.
accreditation by the Uzstandart agency must be valid at the time the services are provided
changes in the degree of risk must be reported: engaging external specialists or a testing laboratory, changes to the terms of the client contract, suspension or termination of accreditation
without the insurer's written consent you may not admit liability, make concessions or make payments to the client
To assess the risk, a specialist will clarify the profile of your inspection activity, the scope of accreditation and the terms of your client contracts.
Details of the consulting firm, its business profile and its experience in the inspection of goods and services.
A valid accreditation certificate from the Uzstandart agency, the scope of accreditation and its validity period.
The range of services: pre-shipment and unloading inspection of goods and services, the volumes and frequency of checks.
The standard terms of contracts for inspection services and the scope of obligations assumed towards the client.
The state standards applied (ISO/IEC 17020:2009), the procedures of the International Chamber of Commerce, the GATT/WTO Agreement on Preshipment Inspection and the rules of the International Federation of Inspection Agencies.
The desired sum insured, the size of the unconditional deductible and the policy period under the contract.
The policy is concluded on the basis of the policyholder's application form containing accurate information about its activity and accreditation.
Fill in the application form and provide accurate information about your activity, your accreditation and your client contracts.
We determine the sum insured, the premium, the percentage of the unconditional deductible and the policy period.
The premium is paid in a single instalment within five banking days after the contract is signed; the day of payment is the day the money reaches the company's account.
The insurer's obligations take effect once the premium is received, and the policy is issued within three days after that.
The policyholder is a consulting firm that carries out inspection in accordance with internationally accepted procedures agreed with the International Chamber of Commerce, exporter quality assurance standards, the GATT/WTO Agreement on Preshipment Inspection and the rules of the International Federation of Inspection Agencies, and that is accredited by the Uzstandart agency.
Those of the client — the legal entity that has signed a contract with the policyholder for pre-shipment and unloading inspection of goods and services. Liability to state authorities is not covered by the policy.
Pre-shipment and unloading inspection services for goods and services provided strictly in accordance with the state standards of Uzbekistan “General criteria for the operation of various types of bodies performing inspection” (ISO/IEC 17020:2009), the accreditation certificate issued by the Uzstandart agency and other regulations of the Republic of Uzbekistan, as well as with the procedures of the International Chamber of Commerce, exporter quality assurance standards, the GATT/WTO Agreement on Preshipment Inspection and the rules of the International Federation of Inspection Agencies.
When a court ruling or a decision of international arbitration under the UNCITRAL procedural rules confirms that the policyholder has incurred professional liability to the client for substandard delivery of inspection services, the liability arose within the policy period and the case does not fall under the exclusions. Substandard delivery of services means inspection services provided in a way that causes the client financial loss.
Deliberate fraudulent acts by the policyholder or by persons interested in the indemnity, an attempted or committed crime; failure to provide the inspection service or breach of the established deadlines for providing it; services delivered without accreditation, including where accreditation has expired, been suspended or been terminated; online consultations that do not comply with the legislation on electronic document flow and electronic signature; moral damage; damage to or loss of documents and information received from clients; liability to state authorities; the unconditional deductible; administrative penalties imposed by the authorities as a consequence of the insured event. The full list is set by the contract and the law.
The sum insured, the premium and the percentage of the unconditional deductible are not standardised and are set individually for each contract. An unconditional deductible does apply: the policyholder bears the corresponding share of the loss in every case. The premium is paid in a single instalment within five banking days after the contract is signed, and if payment is more than fifteen banking days late the insurer may terminate the contract unilaterally.
Notify the insurer orally immediately, but no later than forty-eight hours, and send a written statement within five banking days. You will need the claim application, the contract for inspection services, the accreditation document, the client's complaint or claim, the court ruling or the UNCITRAL arbitration decision, documents on the amount of the loss and the certificate of work performed or the expert examination report. Documents are submitted as originals and returned once copies have been made; engaging a licensed appraiser is not required.
A refusal is communicated with reasoned justification no later than fifteen calendar days from the date of application with the full set of documents. The indemnity is paid within fifteen calendar days from the date the Insured Event Report is signed, less the unconditional deductible and within the sum insured. A claim for payment may be submitted within three years of the contract expiry date if the event occurred while the contract was in force. If an investigation or court proceedings have been opened into the event, review is postponed until they are completed.
Tell us about your inspection profile and the scope of your accreditation — a specialist will help prepare individual terms.
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