Protection against harm to third parties during cargo transport
The policy covers the civil liability of a freight forwarder and the carriers it engages towards third parties for harm caused during road transport of cargo across the Republic of Uzbekistan. The sum insured and the rate are calculated individually based on the route, the nature of the cargo and the volume of transport.
Insurance covers the obligation to compensate harm caused to third parties during road transport of cargo, within the terms of the contract.
Cover applies to harm to the life and health of citizens of the Republic of Uzbekistan caused during cargo transport.
Damage is compensated to the property of persons who are not in an employment relationship with the freight forwarder or the carrier.
Cover includes damage to roads, bridges, tunnels and other road and engineering infrastructure facilities.
The policy covers environmental harm, including pollution resulting from a road accident or another event during transport.
The sum insured and the rate are set individually
Every claim is assessed based on the circumstances of the event, the documents submitted and the individual terms of the contract.
The harm was caused during road transport of cargo within the territory stated in the policy and during the insurance period.
The harm was caused to persons who are not employees of the freight forwarder or of the carrier it engaged.
The circumstances are confirmed by documents from the competent authorities, and the amount of damage is established by a licensed assessor.
The contract protects the property interests of the freight forwarder and the carriers it engages, connected with the obligation to compensate harm to third parties during road transport of cargo across the Republic of Uzbekistan, including as part of international shipments.
Third parties are those who suffered harm. Employees of the freight forwarder or of the carrier itself are not among them, and insurance indemnity is not paid in respect of them.
The cargo is carried by road within the territory stated in the policy and during the insurance period.
During transport, harm is caused to the life, health or property of third parties, to road facilities or to the environment.
The injured party seeks compensation for damage, and the circumstances are recorded by the competent authorities.
The amount of damage is established by a licensed assessor, after which the insurer takes a decision on the event.
The sum insured, the rate, the unconditional deductible, the period and the territory of insurance are not standardised: they are calculated individually based on the route, the nature of the cargo and the volume of transport.
harm to the life and health of citizens of the Republic of Uzbekistan caused during transport
damage to the property of third parties who are not in an employment relationship with the carrier or the freight forwarder
damage to roads, bridges, tunnels and other road and engineering infrastructure facilities
environmental harm, including pollution resulting from a road accident or another event during transport
Losses connected with the event are covered within the sum insured and the other terms of the contract.
intentional acts, as well as alcohol, drug or toxic intoxication of the driver or an employee
gross violation of traffic rules and operation of a technically defective vehicle
transport of smuggled or illegally imported cargo and failure to comply with the rules for transporting, handling and storing cargo, including dangerous cargo
war, civil unrest, strikes, confiscation, requisition, seizure, terrorism, sabotage, nuclear explosion and radiation
This is a brief summary. The full list of exclusions is defined by the contract and by legislation.
To assess the risk, a specialist will clarify the nature of the transport, the routes, the vehicle fleet and the carriers engaged.
Details of the freight forwarder or carrier, its experience and its role in arranging cargo transport.
Transport directions across Uzbekistan, including the legs of international shipments and transit.
The type, value and features of the cargo, together with the requirements for its transport, handling and storage.
The composition of the fleet, the technical condition of the vehicles and information about the drivers.
The list of carriers the freight forwarder engages to perform its contracts and the terms of working with them.
The number and frequency of trips, the desired sum insured, the unconditional deductible and the insurance period.
The contract is concluded on the basis of the policyholder’s application form containing accurate information about the transport operations.
Complete the application form and provide accurate information about your transport operations, cargo and routes.
We determine the sum insured, the rate, the unconditional deductible, the period and the territory of insurance.
The insurance premium is paid in a single payment within five banking days after the contract is signed.
The policy is issued electronically on the day the insurance premium is credited to the insurer’s account.
The policyholder is the freight forwarder. Cover extends to its civil liability and to the liability of the carriers it engages towards third parties for harm caused during road transport of cargo.
Harm to the life and health of citizens of the Republic of Uzbekistan, damage to the property of third parties, damage to road and engineering infrastructure facilities, environmental harm including pollution, and other losses connected with the event.
Third parties are those who suffered harm during transport. Employees of the freight forwarder itself or of the carrier it engaged are not treated as third parties.
The insurance applies within the territory of the Republic of Uzbekistan stated in the policy. The insurance period runs from the date the cargo enters the territory of the Republic of Uzbekistan until the date it leaves that territory.
Exclusions include intentional acts, intoxication of the driver or an employee, gross violation of traffic rules, operation of a technically defective vehicle, transport of smuggled or illegally imported cargo, failure to comply with the rules for transporting, handling and storing cargo, war, civil unrest, strikes, confiscation, seizure, terrorism, sabotage, nuclear explosion and radiation.
The sum insured, the rate and the amount of the unconditional deductible are not standardised: they are set individually for each contract based on the route, the nature of the cargo and the volume of transport. The premium is paid in a single payment within five banking days after the contract is signed, and if payment is more than thirty calendar days late the contract may be annulled as not having taken effect.
Notify the insurer immediately, but no later than seventy-two hours, and send a written statement within five calendar days. The amount of damage is established by a licensed assessor. If the documents are not submitted within three calendar months, the event may not be recognised as insured. A refusal decision is communicated no later than fifteen days after all documents have been received, and the indemnity is paid within fifteen days from the date the insured event report is signed.
Tell us about your transport operations, and a specialist will help prepare individual terms.
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