We paid for the damage you caused in an accident, and your policy limit went down by that amount. Pay the top-up from the SMS and you’re covered for up to 80 mln UZS again.
Your OSAGO policy has an 80 mln UZS limit for its whole term. Up to that amount, we pay third parties for damage you cause.
Of the 80 mln, up to 28 mln covers other people’s cars and property, and up to 52 mln covers injury or death. The bar shows an example: a 22 mln UZS payout, as in the calculation below.
If you cause another accident, we’ll pay only up to what’s left. The injured party can claim the rest from you.
Your policy stays valid until its end date, and you can keep driving. Only the amount of cover has gone down.
Three steps, all by phone.
Or message us on Telegram. Give the policy number from the SMS, e.g. EEIL 0000111.
The operator confirms the amount and sends you a link to pay.
Your limit goes back to 80 mln UZS until the policy ends. The policy number stays the same.
You can also pay in Payme or Click under Insurance → EUROASIA Insurance. You’ll need your contract number; the operator will give it to you.
Deadline: two weeks from the SMS. This is set by clause 69 of the OSAGO Rules (Cabinet of Ministers Resolution No. 141). Read the Rules on lex.uz ↗
You pay only for the part of the limit that was used, and only for the days left on your policy. The smaller the payout and the closer the end date, the less you pay.
Days left are counted from the date of the accident.
Based on 2025–2026 payouts, half of our clients paid less than 7,500 UZS, and 9 in 10 paid less than 36,000 UZS.
That’s how OSAGO works: the 80 mln UZS limit covers the whole policy term, and every payout reduces it. The top-up brings it back to the full amount. Clause 69 of the OSAGO Rules requires you to pay it within two weeks.
Your policy stays valid and there’s no fine. But your limit stays reduced, so if you cause another accident, the injured party can claim anything above the remaining limit from you.
Policy price × (payout ÷ 80 mln) × (days from the accident to the policy end ÷ total policy days). The 1147 operator can walk you through it.
Yes, because of the accident itself: at renewal, a surcharge factor applies for each claim (1.3 for one claim in the past 12 months). The top-up doesn’t change that.
No. The policy keeps the same number and end date.
You’ll get an SMS and a top-up for each payout. You can settle them all in one call to 1147.
Yes, under Insurance → EUROASIA Insurance. You’ll need your contract number, which the 1147 operator will give you. It’s easier to ask for a payment link.
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