Euroasia insurance

Skiing in Amirsoy and Chimgan: risks and accident insurance

Athlete accident insurance for skiers: a payout for injury or disability, and for your family in the worst case. From UZS 250,000 a year.

Get 20% cashback

Add your card number at checkout — 20% of the policy price is sent to that card right away.

    Loading...
    Skier in a helmet on a groomed run with snowy mountains behind
    Skiing

    Before you hit the slopes: the risks and the cover

    In winter, Tashkent heads for the mountains: Amirsoy is 65 km away, Chimgan and Beldersay about 80. The season usually runs from late December to March, sometimes longer at Beldersay. Here's what matters: where to ski, which injuries skiers get most often, and how the policy helps if a day on the slope ends at the doctor's.

    Skiing falls under risk group 6 (extreme sports), and the policy is priced by that group. A skier's weak point is the knee: it accounts for 27–41% of all skiing injuries. More on injuries below.

    65–80 km from Tashkent to Amirsoy, Chimgan and Beldersay
    December–March the usual ski season; exact dates depend on snowfall
    From UZS 250,000 athlete accident policy for a year
    Calculate
    Calculate your policy price online Choose your sport and sum insured. The price appears right away

    Where to ski in Uzbekistan

    The three main resorts are in Bostanliq district, Tashkent region, 65–80 km from the capital.

    Chairlift on a snowy mountain slope

    Amirsoy

    65 km from Tashkent

    The country's newest resort, opened in December 2019. Suitable for beginners and confident skiers alike.

    • 15 km of runs and 7 lifts, including a gondola
    • Elevations from 1,630 to 2,290 m
    • Snowmaking: up to 100–120 ski days a season
    • Instructors and beginner slopes available

    Chimgan

    about 80 km from Tashkent

    The oldest resort, where skiing in Uzbekistan began. Gentle terrain, and the most affordable of the three.

    • 2.3 km of runs and 6 Soviet-era lifts
    • 65% of the terrain is easy: good for beginners and families
    • Natural snow; the season runs from December to mid-March, and February is the best month
    • Rental is available, but quality varies: many bring their own gear

    Beldersay

    about 80 km from Tashkent, 5 km from Chimgan

    A mountain for experienced skiers: the country's main freeride spot, where the national freeride team trains.

    • The Kumbel run: about 3 km, with a vertical drop of up to 801 m, built to FIS standards
    • 2 lifts: a chairlift and a drag lift
    • Season from December to March, sometimes longer

    Which injuries happen most often?

    No need to panic, these are just statistics. Knowing your weak points makes it easier to prepare.

    Skier descending an off-piste slope in deep snow
    Knee

    The most vulnerable spot

    The knee accounts for 27–41% of all skiing injuries, and the most common one is a torn anterior cruciate ligament.

    Shin, shoulder, wrist

    Other common injuries

    Shin fractures account for up to 6.4% of skiing injuries; shoulder and wrist injuries also occur.

    Amirsoy resort rules

    Under Amirsoy's rules, helmets and protective gear are mandatory for children, and a helmet is mandatory for everyone in lessons with a resort instructor. Adults skiing on their own are advised to wear one. The resort doesn't patrol off-piste areas, where avalanches are possible. Visitors take that risk themselves. Tourist police and an ambulance are on site throughout the season.

    At Chimgan and Beldersay, check the rules on site; the general reference for any slope is the FIS White Code, ten rules of conduct on the piste.

    Data: Posch et al., Knee Surg Sports Traumatol Arthrosc (2020); "Alpine Skiing Injuries" review (NCBI, PMC6299353); Obana et al., Arthroscopy, Sports Medicine and Rehabilitation (2024); Bitner et al., Journal of Craniofacial Surgery (2024); Amirsoy resort rules.

    What the policy covers

    An injury on the slope shouldn't leave you scrambling to pay for treatment. The athlete accident policy pays out, so you can focus on recovery, not costs.

    Payout for injury

    A torn knee ligament, a shin fracture, a concussion: if it's recognized as an insured event, you receive a payout. Its amount depends on the nature of the injury and the sum insured you chose.

    You choose the sum insured

    The sum insured ranges from UZS 10 to 50 million. The higher it is, the larger the payout for the same injury. Total payouts for the year never exceed the sum insured you chose.

    One policy for a year

    The policy runs for a full year: enough for the whole season and your next trip to the mountains, with no need to buy a new one for every visit.

    In the most serious cases

    Disability after an accident Group I: 100%, Group II: 80%, Group III: 60% of the sum insured
    Support for your family 100% of the sum insured goes to your family: your legal heirs

    Skiing is classed as an extreme sport. Read more about insurance for extreme sports. What extreme sports insurance is and how it works: see the glossary.

    When the policy applies

    The athlete accident policy protects you during training, training camps and competitions.

    Ski instructor explaining the descent to two beginners

    Lessons with an instructor or at a school

    Training with an instructor or at a ski school.

    Sports club

    Regular training at a sports club.

    Training camps and competitions

    Training camps lasting several days or weeks, and competitions, from local to international level.

    If you're injured

    1

    See a doctor and keep all medical documents.

    2

    Contact EUROASIA by calling 1147 within 30 days of the incident.

    3

    Submit your documents within 3 months: passport, a discharge summary or certificate from the medical facility, X-ray, CT or MRI images for fractures, and a medical report confirming you weren't intoxicated. For disability: a report from the authorized state medical commission (VTEK). In case of death: a death certificate.

    4

    Receive your payout within 15 business days after the claim report is signed.

    The policy takes effect 3 calendar days after payment, so buy it in advance, before you head to the mountains.

    Also read: Sports insurance in Uzbekistan: who must insure the athlete?

    How much the policy costs

    The formula is the same for every sport; for skiing the coefficient is 5.0. From there, the price depends only on the sum insured.

    Premium = sum insured × 0.5% × coefficient

    Sum insured: from UZS 10 to 50 million. The coefficient depends on the sport's risk group.

    Skiing · risk group 6 Sum insured UZS 10 million

    10,000,000 × 0.5% × 5.0

    Annual premium UZS 250,000
    Skiing · risk group 6 Sum insured UZS 50 million

    50,000,000 × 0.5% × 5.0

    Annual premium UZS 1,250,000

    Do you snowboard? It has its own risk group and a separate page with its own calculator.

    All sports and risk groups are on the sports insurance page.

    Calculate the price

    Still have questions about the policy?

    Leave a request and a manager will help you choose a sum insured and calculate the price.
    Total to pay:

    Frequently asked questions

    Couldn't find an answer?

    Send us your question and we'll reply shortly