This is insurance that covers damage, repair, or replacement of a vehicle’s glass elements — most often the windshield, side windows, and rear window — under several specified risks.
Vehicle glass insurance can help cover the repair or replacement of insured glass parts after an event named in the policy. It is not blanket cover for every crack, and it is not a replacement for full KASKO. The selected module, limit and policy wording decide what is covered.
With EURO KASKO, a driver can select modules for particular vehicle parts. The glass module in the offer names front and rear door side windows, other fixed side body glass and the rear window. Your own policy shows the exact insured parts and limits.
For insured parts, a claim may arise after destruction, damage or theft during the policy period and within the insured territory. The offer lists road accidents, impact from objects, explosion, fire, natural events and unlawful actions by third parties. A crack is not paid automatically: the insurer checks whether the part is listed and whether the event meets the policy conditions.
KASKO usually protects a vehicle against a wider set of risks. Glass insurance has a narrower purpose: it can reduce the cost of damage to the parts selected for cover.
A glass module does not automatically insure bodywork, headlights, bumpers or other parts. They need their own module or wider KASKO cover.
Check the policy for:
EURO KASKO has a waiting-period deductible: for the first three calendar days after the premium is paid, the insurer is released from paying indemnity. The offer also excludes natural wear, manufacturing defects and the cost of improving insured parts. Your policy wording takes priority over a general description.
Make the situation safe, record what happened and contact the insurer. The EURO KASKO offer provides for claim handling without an European Accident Statement. The amount and method of an insurance payout depend on the policy limit and wording; settlement may be by non-cash payment or repair. Check the process before arranging a replacement yourself.
The common mistake is to rely on the product name alone. Glass insurance works within the list of parts and events written into the policy.
Aziz was driving from Tashkent to Samarkand when a stone from another vehicle broke a side window. His policy included the glass module.
Aziz records the circumstances and contacts the insurer. Repair or payment is possible if both the part and event are covered and the limit has not been used.
Malika insured her car's glass, then found a scratch on the bumper after parking.
A glass module does not cover a bumper. Malika checks whether that part is included in another module or a wider KASKO policy.
A day after paying for the policy, Rustam's rear window cracked after an object struck it.
He reports the event, but the EURO KASKO waiting-period deductible means no payout is provided in the first three calendar days after payment.
This is a road incident in which harm was caused to people, vehicles, roads, structures, or other property.
This is a simplified procedure for recording a traffic accident without calling traffic police, when the drivers themselves document the circumstances for insurance settlement.
KASKO is insurance that protects not someone else’s car, but your own. Put very simply, it is like a financial safety cushion for your vehicle: if there is an accident, a broken window, parking damage, a fallen tree, or even theft, the insurance company can take on part of the big expenses. The main idea is simple: KASKO helps you avoid facing major car-related costs alone.
Motor third-party liability is your responsibility to other people if, because of your actions on the road, their car, property, health, or life is harmed. Put simply, it is a rule for situations where a driving mistake leads to someone else’s loss. The main idea is simple: this responsibility exists so that the injured party is not left without compensation, and the driver at fault does not have to handle everything alone out of pocket.
Insurance for a car loan is protection connected not just with the car itself, but with buying that car on credit. Put very simply, the bank gives money for the vehicle and wants to be sure that both the car and the repayment process remain protected. That is why insurance often comes together with a car loan: it helps reduce risks both for the bank and for the borrower if something serious happens to the car.
This is a modular car insurance product in which the vehicle owner chooses which parts of the car and which risks to insure.
Our experts will help you choose the best insurance coverage
English