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    4. Insurance for Latvia

    Travel insurance for Latvia

      Travel Insurance

      Reliable protection anywhere in the world. Medical assistance, evacuation, and 24/7 support.

      Fast online insurance policy issuance

      Fast

      Policy in 5 minutes online

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      Everywhere

      Worldwide coverage

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      Reliable

      Up to €90,000 coverage

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      24/7

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      Travel insurance to Latvia: why is it needed and what does it cover?

      Travel insurance (traveler's medical insurance) is financial protection for the duration of a trip to Latvia. The policy helps cover unforeseen medical expenses abroad: doctor visits, treatment, hospitalization, and other emergency situations.

      Insurance for a trip to Latvia protects you from:

      High costs of medical services in Latvia
      Expenses for emergency hospitalization and surgeries
      Cost of transportation to a medical facility
      Additional expenses in case of insured events
      Image

      Why do you need travel insurance?

      Medical services abroad are expensive. Even a simple doctor's consultation can cost hundreds of dollars, and serious treatment — tens of thousands. An insurance policy allows you to receive necessary medical assistance without spending your own funds.

      Financial protection

      Eliminates the need to pay for expensive treatment out of pocket. The insurance company covers all expenses.

      Quality assistance

      The assistance service will direct you to a verified clinic with English-speaking staff or a translator.

      Peace of mind

      You travel with confidence that in any situation you will receive qualified assistance.

      Insurance in your pocket

      Issue policies in 30 seconds and resolve insured events 5 times faster

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      How does travel insurance work?

      Understanding how traveler's insurance works will help you use the policy effectively during your trip. The process is simple and clear:

      1

      Policy issuance

      You choose an insurance program, specify travel dates and pay for the policy online. The policy arrives in the app within a few minutes.

      2

      Start of coverage

      Insurance starts from the specified trip start date. It is important to issue the policy before leaving the country.

      3

      Insured Event

      If a health problem arises, call the service center at the number on the policy. Available 24/7.

      4

      Organization of assistance

      The operator organizes medical assistance: directs you to a clinic, calls a doctor or an ambulance.

      5

      Payment for services

      The insurance company pays for medical services directly to the clinic. You do not need to spend your own money.

      6

      Returning home

      After treatment ends, you continue your trip or return home. The policy is valid until the end date.

      Important to know about how insurance works:

      • Be sure to call the service center before visiting a clinic (except in emergency cases)
      • Keep all documents: receipts, certificates, prescriptions for possible reimbursement
      • Keep the policy number with you always: keep it in your phone
      • Do not engage in extreme sports without an additional option in the policy
      Buy policy

      Insurance for a trip to Latvia

      A policy from EUROASIA Insurance is a reliable way to protect yourself from unforeseen medical expenses during a trip to Latvia. Latvia is a popular destination for tourism, business trips, and visits to loved ones: here combine European infrastructure, ancient architecture, and a comfortable travel rhythm.

      Our Insurance Policy is valid in the territory of Latvia and covers major medical risks, including emergency medical assistance, hospitalization, emergency dentistry, and repatriation. If necessary, the policy helps compensate for additional expenses related to insured events abroad.

      With a EUROASIA Insurance policy, you can calmly plan your route — whether it is Riga, Jurmala, Sigulda, or trips around the regions — knowing that in an unforeseen situation you will receive help, and expenses according to the policy terms will be covered by the insurance company.

      View of Riga: old town and embankment on a clear day.
      Latvia: cityscape and old town architecture.

      Popular destinations in Latvia from Uzbekistan

      From Uzbekistan to Latvia, people most often travel not only to cities but also to resort areas, nature parks, and places for short weekend trips. Below are popular destinations usually chosen by tourists.

      Riga

      Main route point: old town, museums, cafes, and walks through the historical center.

      Jurmala

      Seaside resort near Riga: beaches, pine forests, quiet relaxation, and walking areas.

      Sigulda and Gauja National Park

      Nature and active walks: trails, views, cable car, and one of the most famous regions for a day trip.

      Cesis

      Atmospheric town with history: medieval streets and castle themes for lovers of the “European vibe”.

      Kuldiga

      Beautiful streets and nature nearby: people come here for photogenic spots and quiet relaxation without the hustle.

      Liepaja

      Seaside city on the Baltic: beaches, architecture, and the mood of a “port” resort.

      Daugavpils

      Cultural routes and a calm rhythm: suitable for those who love non-touristy cities and new impressions.

      Rundale Palace

      One of the most famous places in Latvia: a palace and park complex often included in sightseeing trips.

      What a tourist needs to know in Latvia

      Latvia is a safe and comfortable European country where much is familiar, but there are nuances: entry rules, transport, money, communication, and medical expenses. To ensure a smooth trip, consider a few practical points in advance:

      Latvia: Riga and Old Town architecture.
      1

      Language and communication

      English is often understood in tourist areas, and Russian is also frequently encountered in Riga. But just in case, it is useful to have an offline translator and the hotel address in your notes — this helps in taxis and during check-in.

      2

      Documents and entry rules

      Take your passport, travel documents, and booking confirmation. If you are traveling on a visa, it is usually important that the insurance is valid for the entire period of stay and meets the requirements of the country of entry. Keep copies of documents on your phone and separately — just in case.

      3

      Money and payment

      The euro is used in Latvia. Bank cards are accepted almost everywhere, but a small reserve of cash is useful for minor expenses. Before the trip, check card limits and the possibility of payments abroad.

      4

      Transport and movement

      In Riga, it is convenient to use public transport, and between cities — buses and trains. If you plan to travel actively, check schedules in advance and buy tickets online — it is usually easier and cheaper.

      5

      Weather and seasonality

      The climate in Latvia is changeable, especially in spring and autumn. Take 'layered' clothing, as well as a windbreaker and an umbrella. In winter it can be slippery — comfortable shoes really make a difference.

      6

      Health and medicine

      Medical assistance abroad can be expensive — especially for hospitalization or urgent examinations. Therefore, travel insurance is important: it helps cover the costs of treatment, emergency assistance, and other situations according to the policy terms.

      Useful tips

      • Take a bank card and a small reserve of cash in euros for minor expenses.

      • Make copies of documents and save them on your phone (and separately in the cloud).

      • Check roaming or buy an eSIM — it's easier for navigation and taxis.

      • Take 'layered' clothing: the weather can change during the day, especially by the sea.

      • If you plan many trips — buy transport tickets online in advance.

      • Keep the hotel/host contacts handy and clarify the address in Latin script.

      What to do in case of an insured event in Latvia?

      Follow simple instructions to receive quick and quality assistance

      1

      Call the assistance service

      Contact our 24/7 assistance service at the phone number indicated in your insurance policy. The phone line operates 24/7.

      2

      Provide details

      Tell the operator your policy number, your full name, and describe the situation in detail. Indicate your location and contact phone number.

      3

      Follow instructions

      The operator will organize medical assistance for you, direct you to the nearest clinic, or call a doctor. Follow all specialist's instructions. All expenses are paid directly by the insurance company.

      Client reviews

      "I caught a cold in Riga and needed a doctor's consultation. I called the number on the policy — they quickly suggested a clinic, and covered the costs of the appointment and medication."


      Alisher Mukhamedov
      Tashkent

      "I took out insurance before my trip to Latvia in a couple of minutes. In Jurmala, I needed medical assistance — support guided me, and everything went smoothly."


      Dilnoza Karimova
      Samarkand

      "I twisted my ankle during an excursion in Sigulda. The insurance company helped organize the visit and documents — without any unnecessary hassle."


      Rustam Abdullaev
      Bukhara

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      Frequently asked questions about insurance to Latvia

      • Citizens of Uzbekistan generally require a Schengen visa to travel to Latvia. Travel medical insurance is usually a mandatory document for a Schengen visa application: the policy must be valid in all Schengen countries, cover the entire period of the trip, and meet minimum coverage requirements.

      • Usually, an insurance policy valid in all Schengen countries for the entire duration of stay is required, with a minimum coverage of €30,000 and including expenses for emergency medical care/hospitalization and repatriation (including in case of death) — in accordance with visa requirements.

      • Yes, the policy may include coverage for expenses related to COVID-19 (diagnostics, treatment, hospitalization, and other medical services) — in accordance with the terms of the selected insurance program.

      • Immediately contact the 24-hour assistance service at the phone number indicated in the policy. The operator will advise on the procedure and direct you to a suitable medical facility. If the situation is an emergency, call local services and notify the assistance service as soon as possible.

      • As a rule, if you act through the assistance service, the insurance company helps organize treatment and payment according to an agreed scheme. In some cases, the medical facility may request payment or a deposit — in this case, keep all receipts and medical documents for subsequent compensation under the policy terms.

      • Yes, in many cases, a policy can be purchased during the trip. It is important to note that insurance often does not take effect immediately (usually after 24–48 hours), and events that occurred before purchasing the policy are not covered.

      • For a Schengen visa, a minimum coverage of €30,000 is usually required. For greater confidence, especially during a long trip, age-related risks, active recreation, or in the presence of chronic diseases, you can consider a higher Sum Insured (for example, €50,000 or €90,000), if such options are available.

      • The basic policy covers standard tourist activities. For sports and increased risks (e.g., mountain routes, water activities, extreme entertainment), a separate "SPORT" option is usually required during registration — it extends the coverage.

      • The electronic policy can be presented from a phone. However, we recommend saving it in several places (email/cloud) and printing it if possible — in case of lack of internet or device battery discharge.

      • In some cases, additional procedures may apply before entry (for example, prior notification through the national system of Latvia). We recommend checking the current entry requirements on official sources and at the visa center before the trip.

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