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Sick abroad? How to use your EUROASIA travel policy
Call assistance, get a clinic referral, save your documents and claim costs: a step-by-step guide for illness or injury abroad.
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If you unexpectedly fall ill or get injured, contact the assistance service. The help available depends on your plan.
Choose your dates and plan, check the terms, then pay online.
ELITE and EXCLUSIVE cover travel to the Maldives. Check the policy territory before you pay.
If you unexpectedly fall ill or get injured, call the assistance number in your policy.
Your policy lists the assistance number. Save it before you leave.
Travelling between islands may involve a boat or a flight. If you need a doctor, the assistance service can tell you where to go.
Your policy sets out its territory, plan and limits. Check the risks you selected before your trip, and use the form above to get a quote.
Your plan terms explain how to seek medical care and which costs may be covered.
If you need a doctor or hospital care during your trip, contact the assistance service. The medical limit depends on your plan.
For a covered event, the assistance service may arrange transport to medical care if your plan provides for it. Medical transport has separate limits.
Keep your policy and assistance number handy. If you cannot make contact immediately, report the event as soon as you can and keep your medical records.
Keep your electronic policy and the assistance number somewhere you can easily find them.
The EUROASIA mobile app helps you keep your insurance documents handy.
Choose a plan and save your policy. If you need a doctor, call the assistance number in your policy.
Enter the Maldives, your dates, travellers and a suitable plan.
Your policy is issued after payment. If you are already abroad, cover starts later under the offer terms.
Keep your policy and assistance number handy.
Call the assistance service immediately if you fall ill or get injured.
Follow the assistance service’s instructions. How costs are paid depends on the event and your policy terms.
If you paid for care yourself, keep the medical records and receipts for your claim.
Show your policy when you visit a doctor or hospital. If you cannot contact the assistance service first, get the care you need and report the event as soon as you can.
Choose a planCheck your entry documents and transfer to the island where you will stay. Check your policy territory, medical limits and trip dates.
Under the EUROASIA offer, ELITE and EXCLUSIVE cover the Maldives. Help for unexpected illness or injury is subject to your plan terms. Medical repatriation —return travel on medical grounds—has a separate limit. Check the terms and exclusions before paying.
You can choose your dates and plan on the travel insurance page.
Get a quote
The rules below were checked on 8 October 2026. Before departure, check the latest rules and any requirements of countries you transit through.
Tourist visas are issued on arrival. Bring a machine-readable passport valid for at least one month and a confirmed onward or return ticket. You also need a confirmed prepaid booking at registered accommodation and sufficient funds for your stay; alternatively, sponsorship approved by Maldives Immigration. Immigration officers decide whether to admit you.
Before arrival, complete the free traveller declaration on the official IMUGA portal within 96 hours of arrival. The separate departure declaration was abolished in 2024.
Maldives Immigration does not list medical insurance as a mandatory entry document in its published requirements. A policy can help you get care for unexpected illness or injury. Sources: Maldives Immigration tourist visa conditions and its 13 August 2024 notice ending the departure declaration.
Under the offer’s territory terms, ELITE and EXCLUSIVE cover the Maldives. The figures below are maximum cover limits by plan and benefit, not policy prices.
| Cover | ELITE | EXCLUSIVE |
|---|---|---|
| Total sum insured | up to €60,000 | up to €90,000 |
| Medical care | up to €35,000 | up to €45,000 |
| COVID-19 care | up to €20,000 | up to €25,000 |
The price depends on trip length, age, purpose and planned activities. Cover for sports risks requires the “sports/active tourism” option and a higher rate recorded in the policy; terms depend on the activity. Learn more about active travel.
Get a quoteCover is subject to the offer terms: planned treatment is excluded, and water activities are assessed by the specific risk stated in your policy.
Choose your type of trip, then check your route and the policy options you need. Images are illustrative and do not show the named locations.
Malé is the capital; Hulhumalé is convenient for a short stay near the airport. Arrange your onward island transfer with your accommodation.
Maafushi is one example of an island with guesthouses. Ask your accommodation about transfer options and departure times before booking connecting tickets.
Hanifaru Bay in Baa Atoll is known for snorkelling with manta rays. Tourist diving in the bay is prohibited, and wildlife encounters are never guaranteed. Cover for sports risks requires the relevant policy option and a higher rate; terms depend on the activity.
Travel between islands involves speedboats, ferries, domestic flights and seaplanes. It is generally drier from December to April and wetter from May to November; weather and schedules vary.
Find the assistance number in your policy and the address of your island accommodation before calling.
Call the assistance number in your policy immediately.
Give your policy number, location, symptoms and a contact number.
Agree on next steps with the assistance service. Show your policy to the doctor and keep medical reports, prescriptions and receipts.
If you cannot make contact before seeing a doctor, get the care you need and notify the assistance service as soon as you can. Reimbursement of costs you paid yourself requires supporting documents and is subject to your policy terms.
Call assistance, get a clinic referral, save your documents and claim costs: a step-by-step guide for illness or injury abroad.
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A tourist visa is issued on arrival; tourists do not need prior approval. Entry depends on your documents and the immigration officer’s decision. Bring a machine-readable passport valid for at least one month, a confirmed return or onward ticket, a confirmed prepaid booking at registered accommodation, and sufficient funds for your stay. Sponsorship approved by Maldives Immigration may replace the booking and funds.
Complete the free traveller declaration on the official IMUGA portal within 96 hours before arrival. Check the portal instructions before your flight. The separate Maldives departure declaration was abolished in August 2024.
Under the offer’s territory terms, ELITE and EXCLUSIVE cover the Maldives. ELITE has a total limit of up to €60,000 and a medical care limit of up to €35,000; EXCLUSIVE has limits of up to €90,000 and €45,000 respectively. Check the benefits and limits in your policy before paying.
If you unexpectedly fall ill or get injured, a policy can help arrange care and pay covered costs. As of 8 October 2026, Maldives Immigration does not list medical insurance among its published mandatory documents for tourists.
For these sports risks to be covered, your policy must include the “sports/active tourism” option and a higher rate; terms depend on the activity. Check them before going on the water. Tourist diving in Hanifaru Bay is prohibited, and seeing manta rays is not guaranteed.
Call the assistance number in your policy immediately and tell them where you are. Follow their instructions and show your policy to medical staff. If you cannot call first, get the care you need, report the event as soon as you can, and keep all medical records and receipts.
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