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Sick abroad? How to use your EUROASIA travel policy
Call assistance, get a clinic referral, save your documents and claim costs: a step-by-step guide for illness or injury abroad.
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Buy your policy online before you leave. Check that the program and options match your itinerary.
Choose your travel dates and program in the calculator.
Tajikistan falls within the territories covered by ECONOM, CLASSIC, ELITE and EXCLUSIVE.
Up to €90,000 is the total insured sum under EXCLUSIVE.
You can call the assistance number on your policy at any time.
If you suddenly fall ill or are injured, the policy can help with emergency medical care. The scope depends on your program, its limits and the terms of the offer.
Save the assistance number on your phone and check your policy dates before you leave. For trekking or other active travel, select the relevant option and agree your route with the insurer.
A policy can help if you suddenly become ill or are injured during your trip. The agreement we checked does not list insurance as an entry requirement. Before leaving, check the medical limits and how to get help.
Medical care is subject to your chosen program's limits. The insurer pays or reimburses eligible costs under the policy terms; it does not cover every bill without limit.
If a covered event occurs, call assistance. They will explain how to get medical care under your policy.
When you call assistance, give your policy number, location and reason for calling. Your policy explains how to get in touch.
Download the EUROASIA app. Also save your electronic policy and assistance number separately on your phone so you can access them during the trip.
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Six steps, from choosing a program to getting help. Check your policy terms and limits before you travel.
Enter Tajikistan, your travel dates, age and purpose of travel. Compare the programs and select active tourism if it is part of your trip.
Check the start date in your policy. If you buy it while already outside your country of permanent residence, cover starts at 00:00 on the fourth day after the policy issue date.
If you suddenly fall ill or are injured, call the assistance number on your policy immediately and give your policy details.
Assistance will explain what to do and arrange care according to the program terms and medical need.
Direct payment is not available at every clinic. Agree any costs you pay yourself and reimbursement with the insurer, and keep the original documents.
Keep your medical reports, prescriptions, receipts and proof of payment. If needed, submit a claim within the time limits in the offer.
You could visit Dushanbe, Khujand and Panjakent, then continue into the Fann Mountains. A city break and a mountain trek call for different preparation: decide where you will go and what you will do before you travel.
For your chosen route, EUROASIA travel insurance can help with a sudden illness or injury within your selected program. Medical care and transport have separate limits within the total insured sum; the offer sets out the exact terms.
Active tourism needs a separate mark on the policy. Before heading into the mountains, agree the activity, altitude and route with the insurer. Confirm these details before buying the policy.
Under the agreement between Uzbekistan and Tajikistan, citizens with the valid documents listed in it may enter visa-free for up to 30 days. The exemption from registration is separate: it lasts 10 calendar days from border crossing. Information checked on 23 October 2026. Travel agreement · registration rules
The agreement we checked does not make insurance an entry requirement. A policy can, however, help with costs arising from sudden illness or injury. Before buying, match the medical limit and activity option to your itinerary. Compare travel insurance
Choose a program for the trip you plan, not just its total insured sum. City visits and trekking may need different options; check the offer and policy for the exact cover.
All four programs include Tajikistan in their territory. The figures below are policy limits, not premiums. The calculator will show your price after you enter your details.
| Program | Total insured sum | Medical care |
|---|---|---|
| ECONOM | 20 000 € | 7 000 € |
| CLASSIC | 45 000 € | 18 000 € |
| ELITE | 60 000 € | 35 000 € |
| EXCLUSIVE | 90 000 € | 45 000 € |
The total insured sum is the program's aggregate limit. The medical care limit sits within it; it is not added on top.
Enter your departure and return dates. The policy period and price depend on the duration you choose.
Each program has its own total insured sum, medical limit and terms. Choose one that fits your itinerary and needs.
The insured person's age affects the price under the insurer's rates.
Your reason for travelling and the active tourism option affect the price. For trekking, select the relevant option and confirm your route with the insurer.
Remember: €90,000 is EXCLUSIVE's total insured sum, not its medical care limit. ECONOM does not cover COVID-19; the other programs have separate limits and exclusions.
City walks, historic sites and mountain routes call for different preparation. Check your documents, entry rules and itinerary before buying a policy. Information for travellers
Allow time for walks and museums in the city. Keep your accommodation address and contact details handy in case you need help.
Khujand can be part of a northern Tajikistan itinerary. Check transport and current road conditions before moving on.
Panjakent and nearby historic sites can form part of a cultural trip. Check opening hours and the route shortly before you leave.
Lakes and mountain trails change the nature of your trip. For trekking, confirm the activity, route and altitude with the insurer in advance. About Iskanderkul
Weather and road conditions vary by location and altitude. There is no single best month for every route, so check conditions before you travel.
A separate permit is required for GBAO, including the Pamir region. Check its availability with the Tajik authorities; insurance does not replace the permit. GBAO permit
Check your international passport's validity and keep a copy separate from the original.
If your stay exceeds 10 calendar days, arrange registration before the exemption ends.
If you plan to stay more than 30 days, check the visa process in advance.
Save your policy and assistance number so you can access them offline.
Check that your policy dates cover both city and mountain days.
Before a mountain leg, check the weather, roads and mobile coverage along your route.
For trekking, get the insurer's confirmation of the activity, altitude and mark on your policy.
Follow your policy terms and keep your medical documents.
Call the assistance number on your policy immediately. If care cannot wait and you cannot get through, see the nearest doctor and notify assistance as soon as you can.
Give your policy number, name, location and symptoms. Tell the operator if you have already received urgent care.
Agree any costs you pay yourself with the insurer in advance. Keep the originals of medical reports, prescriptions, invoices and proof of payment; reimbursement depends on the offer terms.
Call assistance, get a clinic referral, save your documents and claim costs: a step-by-step guide for illness or injury abroad.
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As of 23 October 2026, Uzbek citizens with the valid documents listed in the agreement may stay in Tajikistan visa-free for up to 30 days. A separate registration exemption lasts 10 calendar days after crossing the border. For longer trips, check the registration process with your host and the Tajik authorities in advance; stays over 30 days require a visa.
A valid Uzbek biometric international passport is the clearest choice. The bilateral agreement's annex does not list an ID card. It also lists a biometric citizen's passport; if you plan to use another document, confirm in advance that the Tajik authorities and your carrier will accept it.
Tajikistan is within the territory of ECONOM, CLASSIC, ELITE and EXCLUSIVE. Their total insured sums are €20,000, €45,000, €60,000 and €90,000 respectively; separate medical care limits are €7,000, €18,000, €35,000 and €45,000. ECONOM does not cover COVID-19. The other programs have different limits and exclusions. The form calculates the policy price from your details.
Trekking and active tourism require the relevant option marked on your policy, which affects the price. Before buying, agree the route, activity and altitude with the insurer: a basic policy does not automatically cover every mountain trek. A separate permit from the Tajik authorities is required for GBAO, including the Pamir region; check its availability in advance.
Call the assistance number on your policy promptly and give your policy details. If you need urgent care and cannot get through, go to the nearest clinic and notify assistance as soon as you can. Direct payment is not available at every clinic; agree any costs you pay yourself with the insurer and keep the original medical and payment documents.
You can buy a policy while abroad, but cover starts only at 00:00 on the fourth day after the policy issue date. Events before cover starts are excluded. Buying before you leave gives you time to check the start date in the document.
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